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Knee X-ray at UPMC Bedford

10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$133.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$222.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$36.58 with Aetna of PA vs $199.80 with SelectCare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna of PA Medicare $36.58 ↓ -73%
UPMC Health Plan Commercial $37.72 ↓ -72%
UPMC Work Partners Workers Comp $82.10 ↓ -38%
UPMC Health Plan Managed Medicare $87.43 ↓ -34%
Cigna EBR $88.80 ↓ -33%
Cigna Commercial $88.80 ↓ -33%
Aetna EBR ASO $88.80 ↓ -33%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $101.38 ↓ -24%
Aetna Medicare $104.42 ↓ -22%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $104.64 ↓ -21%
United Healthcare Medicare $108.48 ↓ -19%
Aetna EBR FI $108.78 ↓ -18%
Highmark Wholecare (prev Gateway) Medicare $109.48 ↓ -18%
AmeriHealth Caritas Medicare $109.49 ↓ -18%
Cigna Medicare $109.49 ↓ -18%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $109.49 ↓ -18%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $112.37 ↓ -16%
Geisinger Medicaid/CHIP $122.10 ↓ -8%
United Healthcare Compass Exchange $122.10 ↓ -8%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $122.10 ↓ -8%
UPMC Health Plan CHIP $135.24 ↑ +2%
Aetna Neighborhood Network $137.64 ↑ +3%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $138.43 ↑ +4%
Aetna Home Depot Employer Group $141.41 ↑ +6%
Cigna NBR ASO/FI $144.30 ↑ +8%
Aetna NBR ASO/FI $144.30 ↑ +8%
Cigna New Business ASO $144.30 ↑ +8%
United Healthcare All Business $144.30 ↑ +8%
InterGroup PPO $144.30 ↑ +8%
Coventry/First Health Commercial $155.40 ↑ +17%
Preferred Healthcare System PPO $177.60 ↑ +33%
Health Coalition Partners Intergroup $199.80 ↑ +50%
Private Health Care Systems PPO $199.80 ↑ +50%
Humana Commercial $199.80 ↑ +50%
SelectCare Commercial $199.80 ↑ +50%
Tricare TRICARE not published by hospital
US Family Health Plan Tricare Prime not published by hospital

Visitor-reported prices

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Knee X-ray at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC East Monroeville $436.20 $37.20 – $581.60
UPMC Passavant-McCandless Pittsburgh $419.40 $37.53 – $594.15
UPMC Hamot Erie $473.40 $25.96 – $552.30
UPMC Carlisle Carlisle $262.80 $29.37 – $589.04
UPMC Altoona Altoona $186.60 $40.52 – $248.80
UPMC Cole Coudersport $215.40 $42.48 – $287.20
UPMC Community Osteopathic Harrisburg $262.80 $29.37 – $372.30
UPMC Hanover Hanover $262.80 $29.37 – $589.04

All Pennsylvania hospitals for this procedure →