Iron at UPMC Bedford

10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$41.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$69.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.33 with Aetna of PA vs $62.10 with Health Coalition Partners — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna of PA Medicare $2.33 ↓ -94%
UPMC Health Plan Managed Medicare $5.58 ↓ -87%
UPMC Work Partners Workers Comp $6.39 ↓ -85%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $6.47 ↓ -84%
Aetna Medicare $6.66 ↓ -84%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $6.68 ↓ -84%
United Healthcare Medicare $6.92 ↓ -83%
AmeriHealth Caritas Medicare $6.99 ↓ -83%
Cigna Medicare $6.99 ↓ -83%
Highmark Wholecare (prev Gateway) Medicare $6.99 ↓ -83%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $6.99 ↓ -83%
UPMC Health Plan Commercial $7.51 ↓ -82%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $8.45 ↓ -80%
United Healthcare Community Plan for Families Unison MedPLUS $8.87 ↓ -79%
UPMC Health Plan Managed Medicaid $9.29 ↓ -78%
United Healthcare Community Plan for Families Unison Kids $9.72 ↓ -77%
Aetna Medicaid $10.56 ↓ -74%
Geisinger Medicaid/CHIP $11.74 ↓ -72%
Highmark Wholecare (prev Gateway) Medicaid $12.53 ↓ -70%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $13.19 ↓ -68%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $14.40 ↓ -65%
UPMC Health Plan CHIP $26.94 ↓ -35%
Cigna Commercial $27.60 ↓ -33%
Cigna EBR $27.60 ↓ -33%
Aetna EBR ASO $27.60 ↓ -33%
Aetna EBR FI $33.81 ↓ -18%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $34.74 ↓ -16%
United Healthcare Compass Exchange $37.95 ↓ -8%
Aetna Neighborhood Network $42.78 ↑ +3%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $42.80 ↑ +3%
Aetna Home Depot Employer Group $43.95 ↑ +6%
Cigna NBR ASO/FI $44.85 ↑ +8%
United Healthcare All Business $44.85 ↑ +8%
InterGroup PPO $44.85 ↑ +8%
Cigna New Business ASO $44.85 ↑ +8%
Aetna NBR ASO/FI $44.85 ↑ +8%
Coventry/First Health Commercial $48.30 ↑ +17%
Preferred Healthcare System PPO $55.20 ↑ +33%
Humana Commercial $62.10 ↑ +50%
SelectCare Commercial $62.10 ↑ +50%
Private Health Care Systems PPO $62.10 ↑ +50%
Health Coalition Partners Intergroup $62.10 ↑ +50%

Visitor-reported prices

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Iron at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $85.20 $6.39 – $113.60
UPMC Carlisle Carlisle $32.40 $6.41 – $45.90
UPMC Cole Coudersport $48.00 $4.21 – $64.00
UPMC Community Osteopathic Harrisburg $32.40 $6.41 – $35.70
UPMC East Monroeville $96.60 $6.39 – $128.80
UPMC Hamot Erie $97.20 $6.39 – $12.53
UPMC Northwest Seneca $60.00 $5.87 – $9.72
UPMC Hanover Hanover $32.40 $6.41 – $11.51

All Pennsylvania hospitals for this procedure →