Insertion nontunneled centrally inserted central venous catheter >= 5 years old at UPMC Bedford

10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$3,445.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$5,742.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$118.87 with United Healthcare Community Plan for Families vs $5,167.80 with Private Health Care Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

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Negotiated rate vs. cash
United Healthcare Community Plan for Families Unison MedPLUS $118.87 ↓ -97%
UPMC Health Plan Managed Medicaid $124.53 ↓ -96%
United Healthcare Community Plan for Families Unison Kids $130.19 ↓ -96%
Aetna Medicaid $141.51 ↓ -96%
Geisinger Medicaid/CHIP $157.35 ↓ -95%
Highmark Wholecare (prev Gateway) Medicaid $167.89 ↓ -95%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $170.72 ↓ -95%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $176.73 ↓ -95%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $192.93 ↓ -94%
UPMC Health Plan Commercial $362.83 ↓ -89%
UPMC Work Partners Workers Comp $568.10 ↓ -84%
UPMC Health Plan CHIP $657.83 ↓ -81%
Aetna of PA Medicare $1,082.67 ↓ -69%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $1,620.59 ↓ -53%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $1,996.41 ↓ -42%
Aetna EBR ASO $2,296.80 ↓ -33%
Cigna EBR $2,296.80 ↓ -33%
Cigna Commercial $2,296.80 ↓ -33%
UPMC Health Plan Managed Medicare $2,587.86 ↓ -25%
Aetna EBR FI $2,813.58 ↓ -18%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $3,000.76 ↓ -13%
Aetna Medicare $3,090.78 ↓ -10%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $3,097.38 ↓ -10%
United Healthcare Compass Exchange $3,158.10 ↓ -8%
United Healthcare Medicare $3,210.81 ↓ -7%
Highmark Wholecare (prev Gateway) Medicare $3,240.52 ↓ -6%
Cigna Medicare $3,240.82 ↓ -6%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $3,240.82 ↓ -6%
AmeriHealth Caritas Medicare $3,240.82 ↓ -6%
Aetna Neighborhood Network $3,560.04 ↑ +3%
Aetna Home Depot Employer Group $3,657.65 ↑ +6%
Cigna NBR ASO/FI $3,732.30 ↑ +8%
Aetna NBR ASO/FI $3,732.30 ↑ +8%
United Healthcare All Business $3,732.30 ↑ +8%
InterGroup PPO $3,732.30 ↑ +8%
Cigna New Business ASO $3,732.30 ↑ +8%
Coventry/First Health Commercial $4,019.40 ↑ +17%
Preferred Healthcare System PPO $4,593.60 ↑ +33%
Health Coalition Partners Intergroup $5,167.80 ↑ +50%
SelectCare Commercial $5,167.80 ↑ +50%
Humana Commercial $5,167.80 ↑ +50%
Private Health Care Systems PPO $5,167.80 ↑ +50%
Tricare TRICARE not published by hospital
US Family Health Plan Tricare Prime not published by hospital

Visitor-reported prices

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Insertion nontunneled centrally inserted central venous catheter >= 5 years old at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $1,267.20 $113.21 – $1,689.60
UPMC Carlisle Carlisle $2,472.00 $143.78 – $4,817.54
UPMC Cole Coudersport $1,101.60 $118.87 – $808.00
UPMC Community Osteopathic Harrisburg $2,732.40 $141.00 – $3,312.86
UPMC East Monroeville $2,449.20 $124.53 – $3,265.60
UPMC Hamot Erie $1,284.00 $124.53 – $4,364.40
UPMC Northwest Seneca $1,239.00 $124.53 – $3,150.80
UPMC Hanover Hanover $2,472.00 $143.78 – $4,810.90

All Pennsylvania hospitals for this procedure →