Dch validity tests at UPMC Bedford
10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193
$37.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$62.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1.26 with Aetna of PA vs $55.80 with Humana — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna of PA | Medicare | $1.26 | ↓ -97% |
| UPMC Health Plan | Managed Medicare | $3.00 | ↓ -92% |
| UPMC Work Partners | Workers Comp | $3.44 | ↓ -91% |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $3.48 | ↓ -91% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $3.57 | ↓ -90% |
| Aetna | Medicare | $3.58 | ↓ -90% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $3.59 | ↓ -90% |
| United Healthcare | Medicare | $3.72 | ↓ -90% |
| United Healthcare Community Plan for Families | Unison MedPLUS | $3.75 | ↓ -90% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $3.76 | ↓ -90% |
| Cigna | Medicare | $3.76 | ↓ -90% |
| Highmark Wholecare (prev Gateway) | Medicare | $3.76 | ↓ -90% |
| AmeriHealth Caritas | Medicare | $3.76 | ↓ -90% |
| UPMC Health Plan | Managed Medicaid | $3.93 | ↓ -89% |
| United Healthcare Community Plan for Families | Unison Kids | $4.11 | ↓ -89% |
| Aetna | Medicaid | $4.46 | ↓ -88% |
| Geisinger | Medicaid/CHIP | $4.96 | ↓ -87% |
| Highmark Wholecare (prev Gateway) | Medicaid | $5.29 | ↓ -86% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $5.57 | ↓ -85% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $6.08 | ↓ -84% |
| UPMC Health Plan | Commercial | $7.32 | ↓ -80% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity/Managed Care - Social Mission | $19.28 | ↓ -48% |
| Highmark BCBS of PA | Commercial - Indemnity/Managed Care | $23.75 | ↓ -36% |
| Cigna | EBR | $24.80 | ↓ -33% |
| Cigna | Commercial | $24.80 | ↓ -33% |
| Aetna | EBR ASO | $24.80 | ↓ -33% |
| UPMC Health Plan | CHIP | $26.26 | ↓ -29% |
| Aetna | EBR FI | $30.38 | ↓ -18% |
| United Healthcare | Compass Exchange | $34.10 | ↓ -8% |
| Aetna | Neighborhood Network | $38.44 | ↑ +3% |
| Aetna | Home Depot Employer Group | $39.49 | ↑ +6% |
| Cigna | NBR ASO/FI | $40.30 | ↑ +8% |
| Aetna | NBR ASO/FI | $40.30 | ↑ +8% |
| United Healthcare | All Business | $40.30 | ↑ +8% |
| InterGroup | PPO | $40.30 | ↑ +8% |
| Cigna | New Business ASO | $40.30 | ↑ +8% |
| Coventry/First Health | Commercial | $43.40 | ↑ +17% |
| Preferred Healthcare System | PPO | $49.60 | ↑ +33% |
| Health Coalition Partners | Intergroup | $55.80 | ↑ +50% |
| SelectCare | Commercial | $55.80 | ↑ +50% |
| Private Health Care Systems | PPO | $55.80 | ↑ +50% |
| Humana | Commercial | $55.80 | ↑ +50% |
Visitor-reported prices
Comments
Dch validity tests at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $18.60 | $3.44 – $24.80 |
| UPMC Carlisle | Carlisle | $25.20 | $3.45 – $35.70 |
| UPMC Cole | Coudersport | $19.80 | $2.26 – $26.40 |
| UPMC Community Osteopathic | Harrisburg | $25.20 | $2.40 – $26.26 |
| UPMC East | Monroeville | $53.40 | $3.44 – $71.20 |
| UPMC Hamot | Erie | $19.80 | $3.44 – $6.95 |
| UPMC Northwest | Seneca | $18.60 | $3.16 – $4.11 |
| UPMC Hanover | Hanover | $25.20 | $3.45 – $5.57 |