Cutter lead at UPMC Bedford
10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193
$288.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$481.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$120.25 with Aetna vs $1,317.89 with UPMC Health Plan — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare | $120.25 | ↓ -58% |
| Cigna | Commercial | $192.40 | ↓ -33% |
| Aetna | EBR ASO | $192.40 | ↓ -33% |
| Cigna | EBR | $192.40 | ↓ -33% |
| Aetna | EBR FI | $235.69 | ↓ -18% |
| Highmark Wholecare (prev Gateway) | Medicare | $240.50 | ↓ -17% |
| United Healthcare | Compass Exchange | $264.55 | ↓ -8% |
| Geisinger | Medicaid/CHIP | $264.55 | ↓ -8% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $264.55 | ↓ -8% |
| Aetna | Neighborhood Network | $298.22 | ↑ +3% |
| Aetna | Home Depot Employer Group | $306.40 | ↑ +6% |
| Cigna | New Business ASO | $312.65 | ↑ +8% |
| Aetna | NBR ASO/FI | $312.65 | ↑ +8% |
| InterGroup | PPO | $312.65 | ↑ +8% |
| United Healthcare | All Business | $312.65 | ↑ +8% |
| Cigna | NBR ASO/FI | $312.65 | ↑ +8% |
| Coventry/First Health | Commercial | $336.70 | ↑ +17% |
| Preferred Healthcare System | PPO | $384.80 | ↑ +33% |
| Humana | Commercial | $432.90 | ↑ +50% |
| Health Coalition Partners | Intergroup | $432.90 | ↑ +50% |
| Private Health Care Systems | PPO | $432.90 | ↑ +50% |
| SelectCare | Commercial | $432.90 | ↑ +50% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity/Managed Care - Social Mission | $835.06 | ↑ +189% |
| Highmark BCBS of PA | Commercial - Indemnity/Managed Care | $1,028.72 | ↑ +256% |
| UPMC Health Plan | CHIP | $1,087.91 | ↑ +277% |
| UPMC Health Plan | Commercial | $1,317.89 | ↑ +357% |
| UPMC Work Partners | Workers Comp | not published by hospital | — |
Visitor-reported prices
Comments
Cutter lead at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $1,585.80 | $88.00 – $1,087.91 |
| UPMC Cole | Coudersport | $621.00 | $196.65 – $828.00 |
| UPMC Community Osteopathic | Harrisburg | $1,505.40 | $250.60 – $1,585.06 |
| UPMC East | Monroeville | $2,460.60 | $186.50 – $1,087.91 |
| UPMC Hamot | Erie | $2,259.00 | $301.13 – $301.13 |
| UPMC Northwest | Seneca | $1,829.40 | $781.54 – $1,316.47 |
| UPMC Horizon-Greenville | Greenville | $814.20 | $767.44 – $1,087.91 |
| UPMC Jameson | New Castle | $1,444.80 | $70.00 – $1,087.91 |