Colonoscopy submucous njx at UPMC Bedford

10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$5,152.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$8,588.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$137.39 with UPMC Health Plan vs $7,729.20 with Health Coalition Partners — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Commercial $137.39 ↓ -97%
United Healthcare Community Plan for Families Unison MedPLUS $223.87 ↓ -96%
UPMC Health Plan Managed Medicaid $234.53 ↓ -95%
United Healthcare Community Plan for Families Unison Kids $245.19 ↓ -95%
UPMC Health Plan CHIP $249.09 ↓ -95%
Aetna Medicaid $266.51 ↓ -95%
Geisinger Medicaid/CHIP $296.34 ↓ -94%
Highmark Wholecare (prev Gateway) Medicaid $316.19 ↓ -94%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $321.52 ↓ -94%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $332.84 ↓ -94%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $363.35 ↓ -93%
Aetna of PA Medicare $405.58 ↓ -92%
UPMC Work Partners Workers Comp $715.89 ↓ -86%
UPMC Health Plan Managed Medicare $969.43 ↓ -81%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $1,124.11 ↓ -78%
Aetna Medicare $1,157.83 ↓ -78%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $1,160.31 ↓ -77%
United Healthcare Medicare $1,202.80 ↓ -77%
Highmark Wholecare (prev Gateway) Medicare $1,213.93 ↓ -76%
Cigna Medicare $1,214.04 ↓ -76%
AmeriHealth Caritas Medicare $1,214.04 ↓ -76%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $1,214.04 ↓ -76%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $2,177.19 ↓ -58%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $2,682.09 ↓ -48%
Cigna EBR $3,435.20 ↓ -33%
Cigna Commercial $3,435.20 ↓ -33%
Aetna EBR ASO $3,435.20 ↓ -33%
Aetna EBR FI $4,208.12 ↓ -18%
United Healthcare Compass Exchange $4,723.40 ↓ -8%
Aetna Neighborhood Network $5,324.56 ↑ +3%
Aetna Home Depot Employer Group $5,470.56 ↑ +6%
Aetna NBR ASO/FI $5,582.20 ↑ +8%
United Healthcare All Business $5,582.20 ↑ +8%
InterGroup PPO $5,582.20 ↑ +8%
Cigna New Business ASO $5,582.20 ↑ +8%
Cigna NBR ASO/FI $5,582.20 ↑ +8%
Coventry/First Health Commercial $6,011.60 ↑ +17%
Preferred Healthcare System PPO $6,870.40 ↑ +33%
Humana Commercial $7,729.20 ↑ +50%
SelectCare Commercial $7,729.20 ↑ +50%
Private Health Care Systems PPO $7,729.20 ↑ +50%
Health Coalition Partners Intergroup $7,729.20 ↑ +50%
Tricare TRICARE not published by hospital
US Family Health Plan Tricare Prime not published by hospital

Visitor-reported prices

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Colonoscopy submucous njx at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $1,764.60 $213.21 – $2,352.80
UPMC Cole Coudersport $687.00 $223.87 – $1,041.88
UPMC East Monroeville $3,903.60 $234.53 – $5,204.80
UPMC Hamot Erie $1,927.80 $234.53 – $1,634.95
UPMC Northwest Seneca $4,867.20 $117.67 – $1,180.32
UPMC Horizon-Greenville Greenville $3,696.60 $135.12 – $1,527.37
UPMC Jameson New Castle $3,696.60 $234.53 – $1,517.55
UPMC Kane Kane $1,506.60 $183.42 – $1,849.45

All Pennsylvania hospitals for this procedure →