Cltx lunate dislc w/mnpj at UPMC Bedford
10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193
$2,893.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,823.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$239.40 with United Healthcare Community Plan for Families vs $4,340.70 with Health Coalition Partners — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Community Plan for Families | Unison MedPLUS | $239.40 | ↓ -92% |
| UPMC Health Plan | Managed Medicaid | $250.80 | ↓ -91% |
| United Healthcare Community Plan for Families | Unison Kids | $262.20 | ↓ -91% |
| Aetna | Medicaid | $285.00 | ↓ -90% |
| Geisinger | Medicaid/CHIP | $316.90 | ↓ -89% |
| Highmark Wholecare (prev Gateway) | Medicaid | $338.12 | ↓ -88% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $343.82 | ↓ -88% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $355.93 | ↓ -88% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $388.56 | ↓ -87% |
| Aetna of PA | Medicare | $550.51 | ↓ -81% |
| UPMC Health Plan | Commercial | $954.44 | ↓ -67% |
| UPMC Work Partners | Workers Comp | $971.15 | ↓ -66% |
| UPMC Health Plan | Managed Medicare | $1,315.85 | ↓ -55% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity/Managed Care - Social Mission | $1,511.46 | ↓ -48% |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $1,525.80 | ↓ -47% |
| Aetna | Medicare | $1,571.57 | ↓ -46% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $1,574.93 | ↓ -46% |
| United Healthcare | Medicare | $1,632.61 | ↓ -44% |
| Highmark Wholecare (prev Gateway) | Medicare | $1,647.71 | ↓ -43% |
| AmeriHealth Caritas | Medicare | $1,647.86 | ↓ -43% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $1,647.86 | ↓ -43% |
| Cigna | Medicare | $1,647.86 | ↓ -43% |
| UPMC Health Plan | CHIP | $1,730.46 | ↓ -40% |
| Highmark BCBS of PA | Commercial - Indemnity/Managed Care | $1,861.98 | ↓ -36% |
| Cigna | EBR | $1,929.20 | ↓ -33% |
| Cigna | Commercial | $1,929.20 | ↓ -33% |
| Aetna | EBR ASO | $1,929.20 | ↓ -33% |
| Aetna | EBR FI | $2,363.27 | ↓ -18% |
| United Healthcare | Compass Exchange | $2,652.65 | ↓ -8% |
| Aetna | Neighborhood Network | $2,990.26 | ↑ +3% |
| Aetna | Home Depot Employer Group | $3,072.25 | ↑ +6% |
| Aetna | NBR ASO/FI | $3,134.95 | ↑ +8% |
| United Healthcare | All Business | $3,134.95 | ↑ +8% |
| InterGroup | PPO | $3,134.95 | ↑ +8% |
| Cigna | New Business ASO | $3,134.95 | ↑ +8% |
| Cigna | NBR ASO/FI | $3,134.95 | ↑ +8% |
| Coventry/First Health | Commercial | $3,376.10 | ↑ +17% |
| Preferred Healthcare System | PPO | $3,858.40 | ↑ +33% |
| Humana | Commercial | $4,340.70 | ↑ +50% |
| SelectCare | Commercial | $4,340.70 | ↑ +50% |
| Private Health Care Systems | PPO | $4,340.70 | ↑ +50% |
| Health Coalition Partners | Intergroup | $4,340.70 | ↑ +50% |
| Tricare | TRICARE | not published by hospital | — |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
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Cltx lunate dislc w/mnpj at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $2,514.00 | $228.00 – $3,352.00 |
| UPMC Carlisle | Carlisle | $2,055.00 | $289.56 – $2,911.25 |
| UPMC Cole | Coudersport | $1,703.40 | $239.40 – $2,271.20 |
| UPMC Community Osteopathic | Harrisburg | $2,055.00 | $289.56 – $2,911.25 |
| UPMC Hamot | Erie | $3,191.40 | $250.80 – $2,219.16 |
| UPMC Hanover | Hanover | $2,055.00 | $289.56 – $2,446.19 |
| UPMC Lititz | Lititz | $2,055.00 | $289.56 – $2,459.41 |
| UPMC Memorial | York | $2,055.00 | $289.56 – $2,455.41 |