Closed carpo/metacarpal disl thumb w/manip at UPMC Bedford
10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193
$3,860.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$6,434.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$40.42 with United Healthcare Community Plan for Families vs $5,790.60 with Health Coalition Partners — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Community Plan for Families | Unison MedPLUS | $40.42 | ↓ -99% |
| UPMC Health Plan | Managed Medicaid | $42.35 | ↓ -99% |
| United Healthcare Community Plan for Families | Unison Kids | $44.27 | ↓ -99% |
| Aetna | Medicaid | $48.12 | ↓ -99% |
| Geisinger | Medicaid/CHIP | $53.51 | ↓ -99% |
| Highmark Wholecare (prev Gateway) | Medicaid | $57.10 | ↓ -99% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $58.06 | ↓ -98% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $60.10 | ↓ -98% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $65.61 | ↓ -98% |
| Aetna of PA | Medicare | $82.51 | ↓ -98% |
| UPMC Health Plan | Managed Medicare | $197.23 | ↓ -95% |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $228.70 | ↓ -94% |
| Aetna | Medicare | $235.56 | ↓ -94% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $236.06 | ↓ -94% |
| United Healthcare | Medicare | $244.71 | ↓ -94% |
| Highmark Wholecare (prev Gateway) | Medicare | $246.97 | ↓ -94% |
| Cigna | Medicare | $247.00 | ↓ -94% |
| AmeriHealth Caritas | Medicare | $247.00 | ↓ -94% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $247.00 | ↓ -94% |
| UPMC Health Plan | Commercial | $276.07 | ↓ -93% |
| UPMC Work Partners | Workers Comp | $357.43 | ↓ -91% |
| UPMC Health Plan | CHIP | $500.53 | ↓ -87% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity/Managed Care - Social Mission | $1,648.47 | ↓ -57% |
| Highmark BCBS of PA | Commercial - Indemnity/Managed Care | $2,030.76 | ↓ -47% |
| Cigna | EBR | $2,573.60 | ↓ -33% |
| Cigna | Commercial | $2,573.60 | ↓ -33% |
| Aetna | EBR ASO | $2,573.60 | ↓ -33% |
| Aetna | EBR FI | $3,152.66 | ↓ -18% |
| United Healthcare | Compass Exchange | $3,538.70 | ↓ -8% |
| Aetna | Neighborhood Network | $3,989.08 | ↑ +3% |
| Aetna | Home Depot Employer Group | $4,098.46 | ↑ +6% |
| Aetna | NBR ASO/FI | $4,182.10 | ↑ +8% |
| United Healthcare | All Business | $4,182.10 | ↑ +8% |
| InterGroup | PPO | $4,182.10 | ↑ +8% |
| Cigna | New Business ASO | $4,182.10 | ↑ +8% |
| Cigna | NBR ASO/FI | $4,182.10 | ↑ +8% |
| Coventry/First Health | Commercial | $4,503.80 | ↑ +17% |
| Preferred Healthcare System | PPO | $5,147.20 | ↑ +33% |
| Humana | Commercial | $5,790.60 | ↑ +50% |
| SelectCare | Commercial | $5,790.60 | ↑ +50% |
| Private Health Care Systems | PPO | $5,790.60 | ↑ +50% |
| Health Coalition Partners | Intergroup | $5,790.60 | ↑ +50% |
| Tricare | TRICARE | not published by hospital | — |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
Comments
Closed carpo/metacarpal disl thumb w/manip at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $2,425.80 | $38.50 – $3,234.40 |
| UPMC Carlisle | Carlisle | $1,420.80 | $48.90 – $2,012.80 |
| UPMC Community Osteopathic | Harrisburg | $1,420.80 | $48.90 – $2,012.80 |
| UPMC Hanover | Hanover | $1,420.80 | $48.90 – $1,016.56 |
| UPMC Horizon-Greenville | Greenville | $2,614.20 | $42.35 – $458.65 |
| UPMC Jameson | New Castle | $657.60 | $42.35 – $892.40 |
| UPMC Kane | Kane | $397.80 | $42.35 – $1,793.43 |
| UPMC Lititz | Lititz | $1,420.80 | $48.90 – $1,016.56 |