Boot j walker l at UPMC Bedford

10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$1,594.20

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,657.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$241.75 with UPMC Work Partners vs $2,391.30 with Private Health Care Systems — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Work Partners Workers Comp $241.75 ↓ -85%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $504.83 ↓ -68%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $642.17 ↓ -60%
Aetna Medicare $664.25 ↓ -58%
UPMC Health Plan CHIP $746.54 ↓ -53%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $791.10 ↓ -50%
Geisinger Medicaid/CHIP $876.81 ↓ -45%
UPMC Health Plan Commercial $904.35 ↓ -43%
Cigna EBR $1,062.80 ↓ -33%
Cigna Commercial $1,062.80 ↓ -33%
Aetna EBR ASO $1,062.80 ↓ -33%
Aetna EBR FI $1,301.93 ↓ -18%
Highmark Wholecare (prev Gateway) Medicare $1,328.50 ↓ -17%
Highmark Wholecare (prev Gateway) Medicaid $1,434.78 ↓ -10%
United Healthcare Compass Exchange $1,461.35 ↓ -8%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $1,461.35 ↓ -8%
Aetna Neighborhood Network $1,647.34 ↑ +3%
Aetna Home Depot Employer Group $1,692.51 ↑ +6%
Cigna NBR ASO/FI $1,727.05 ↑ +8%
Aetna NBR ASO/FI $1,727.05 ↑ +8%
InterGroup PPO $1,727.05 ↑ +8%
United Healthcare All Business $1,727.05 ↑ +8%
Cigna New Business ASO $1,727.05 ↑ +8%
Coventry/First Health Commercial $1,859.90 ↑ +17%
Preferred Healthcare System PPO $2,125.60 ↑ +33%
SelectCare Commercial $2,391.30 ↑ +50%
Health Coalition Partners Intergroup $2,391.30 ↑ +50%
Humana Commercial $2,391.30 ↑ +50%
Private Health Care Systems PPO $2,391.30 ↑ +50%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Boot j walker l at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $1,652.40 $231.57 – $2,203.20
UPMC East Monroeville $1,501.20 $233.77 – $2,001.60
UPMC Hamot Erie $1,356.00 $231.57 – $241.75
UPMC Northwest Seneca $1,516.20 $241.75 – $903.38
UPMC Horizon-Greenville Greenville $1,456.80 $241.75 – $746.54
UPMC Jameson New Castle $1,456.80 $89.79 – $746.54
UPMC Magee Pittsburgh $846.00 $98.77 – $746.54
UPMC McKeesport Mckeesport $1,975.20 $98.77 – $746.54

All Pennsylvania hospitals for this procedure →