Avulsion nail plate partial/complete simple single nail plate at UPMC Bedford

10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$289.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$482.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$27.04 with United Healthcare Community Plan for Families vs $444.51 with Highmark BCBS of PA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan for Families Unison MedPLUS $27.04 ↓ -91%
UPMC Health Plan Managed Medicaid $28.32 ↓ -90%
United Healthcare Community Plan for Families Unison Kids $29.61 ↓ -90%
Aetna Medicaid $32.19 ↓ -89%
Geisinger Medicaid/CHIP $35.79 ↓ -88%
Highmark Wholecare (prev Gateway) Medicaid $38.19 ↓ -87%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $38.83 ↓ -87%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $40.20 ↓ -86%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $43.88 ↓ -85%
Aetna of PA Medicare $68.35 ↓ -76%
UPMC Work Partners Workers Comp $127.74 ↓ -56%
UPMC Health Plan Managed Medicare $163.37 ↓ -44%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $189.44 ↓ -34%
Cigna Commercial $192.80 ↓ -33%
Cigna EBR $192.80 ↓ -33%
Aetna EBR ASO $192.80 ↓ -33%
Aetna Medicare $195.12 ↓ -33%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $195.54 ↓ -32%
United Healthcare Medicare $202.70 ↓ -30%
Highmark Wholecare (prev Gateway) Medicare $204.58 ↓ -29%
AmeriHealth Caritas Medicare $204.60 ↓ -29%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $204.60 ↓ -29%
Cigna Medicare $204.60 ↓ -29%
UPMC Health Plan Commercial $231.81 ↓ -20%
Aetna EBR FI $236.18 ↓ -18%
United Healthcare Compass Exchange $265.10 ↓ -8%
Aetna Neighborhood Network $298.84 ↑ +3%
Aetna Home Depot Employer Group $307.03 ↑ +6%
Aetna NBR ASO/FI $313.30 ↑ +8%
United Healthcare All Business $313.30 ↑ +8%
InterGroup PPO $313.30 ↑ +8%
Cigna New Business ASO $313.30 ↑ +8%
Cigna NBR ASO/FI $313.30 ↑ +8%
Coventry/First Health Commercial $337.40 ↑ +17%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $360.83 ↑ +25%
Preferred Healthcare System PPO $385.60 ↑ +33%
UPMC Health Plan CHIP $420.28 ↑ +45%
SelectCare Commercial $433.80 ↑ +50%
Private Health Care Systems PPO $433.80 ↑ +50%
Health Coalition Partners Intergroup $433.80 ↑ +50%
Humana Commercial $433.80 ↑ +50%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $444.51 ↑ +54%
US Family Health Plan Tricare Prime not published by hospital
Tricare TRICARE not published by hospital

Visitor-reported prices

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Avulsion nail plate partial/complete simple single nail plate at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $584.40 $25.75 – $779.20
UPMC Carlisle Carlisle $520.80 $32.70 – $1,016.56
UPMC Cole Coudersport $330.60 $19.13 – $2,094.25
UPMC Community Osteopathic Harrisburg $520.80 $32.70 – $1,016.56
UPMC East Monroeville $543.60 $28.32 – $724.80
UPMC Hamot Erie $566.40 $28.32 – $275.52
UPMC Northwest Seneca $417.00 $28.32 – $198.91
UPMC Hanover Hanover $520.80 $32.70 – $1,016.56

All Pennsylvania hospitals for this procedure →