Application skin substitute graft trunk/arms/legs <100 sq cm 1st 25 sq cm at UPMC Bedford

10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$3,551.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,919.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$203.45 with UPMC Work Partners vs $5,327.10 with Private Health Care Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Work Partners Workers Comp $203.45 ↓ -94%
Aetna of PA Medicare $629.22 ↓ -82%
UPMC Health Plan Commercial $696.75 ↓ -80%
UPMC Health Plan CHIP $1,263.25 ↓ -64%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $1,497.85 ↓ -58%
UPMC Health Plan Managed Medicare $1,503.98 ↓ -58%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $1,743.95 ↓ -51%
Aetna Medicare $1,796.27 ↓ -49%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $1,800.11 ↓ -49%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $1,845.21 ↓ -48%
United Healthcare Medicare $1,866.03 ↓ -47%
Highmark Wholecare (prev Gateway) Medicare $1,883.29 ↓ -47%
AmeriHealth Caritas Medicare $1,883.47 ↓ -47%
Cigna Medicare $1,883.47 ↓ -47%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $1,883.47 ↓ -47%
Aetna EBR ASO $2,367.60 ↓ -33%
Cigna Commercial $2,367.60 ↓ -33%
Cigna EBR $2,367.60 ↓ -33%
Aetna EBR FI $2,900.31 ↓ -18%
United Healthcare Compass Exchange $3,255.45 ↓ -8%
Geisinger Medicaid/CHIP $3,255.45 ↓ -8%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $3,255.45 ↓ -8%
Aetna Neighborhood Network $3,669.78 ↑ +3%
Aetna Home Depot Employer Group $3,770.40 ↑ +6%
Cigna NBR ASO/FI $3,847.35 ↑ +8%
United Healthcare All Business $3,847.35 ↑ +8%
Aetna NBR ASO/FI $3,847.35 ↑ +8%
Cigna New Business ASO $3,847.35 ↑ +8%
InterGroup PPO $3,847.35 ↑ +8%
Coventry/First Health Commercial $4,143.30 ↑ +17%
Preferred Healthcare System PPO $4,735.20 ↑ +33%
Health Coalition Partners Intergroup $5,327.10 ↑ +50%
Humana Commercial $5,327.10 ↑ +50%
SelectCare Commercial $5,327.10 ↑ +50%
Private Health Care Systems PPO $5,327.10 ↑ +50%
US Family Health Plan Tricare Prime not published by hospital
Tricare TRICARE not published by hospital

Visitor-reported prices

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Application skin substitute graft trunk/arms/legs <100 sq cm 1st 25 sq cm at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $1,352.40 $203.45 – $1,883.47
UPMC Carlisle Carlisle $2,460.00 $212.91 – $3,485.00
UPMC Cole Coudersport $449.40 $62.92 – $1,041.88
UPMC Hamot Erie $2,805.60 $203.45 – $2,536.45
UPMC Northwest Seneca $3,460.20 $203.45 – $1,401.85
UPMC Hanover Hanover $2,460.00 $212.91 – $2,795.94
UPMC Horizon-Greenville Greenville $1,325.40 $203.45 – $1,883.47
UPMC Jameson New Castle $1,325.40 $203.45 – $2,354.33

All Pennsylvania hospitals for this procedure →