Amp f/th 1/2 jt/phalanx w/neurect local flap at UPMC Bedford

10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$5,701.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$9,502.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$306.60 with United Healthcare Community Plan for Families vs $8,551.80 with Health Coalition Partners — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan for Families Unison MedPLUS $306.60 ↓ -95%
UPMC Health Plan Managed Medicaid $321.20 ↓ -94%
United Healthcare Community Plan for Families Unison Kids $335.80 ↓ -94%
Aetna Medicaid $365.00 ↓ -94%
Geisinger Medicaid/CHIP $405.85 ↓ -93%
Highmark Wholecare (prev Gateway) Medicaid $433.04 ↓ -92%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $440.34 ↓ -92%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $455.84 ↓ -92%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $497.63 ↓ -91%
Aetna of PA Medicare $1,116.08 ↓ -80%
UPMC Work Partners Workers Comp $1,242.98 ↓ -78%
UPMC Health Plan Commercial $1,803.03 ↓ -68%
UPMC Health Plan Managed Medicare $2,667.71 ↓ -53%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $2,859.00 ↓ -50%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $3,093.35 ↓ -46%
Aetna Medicare $3,186.15 ↓ -44%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $3,192.96 ↓ -44%
UPMC Health Plan CHIP $3,269.00 ↓ -43%
United Healthcare Medicare $3,309.88 ↓ -42%
Highmark Wholecare (prev Gateway) Medicare $3,340.51 ↓ -41%
AmeriHealth Caritas Medicare $3,340.82 ↓ -41%
Cigna Medicare $3,340.82 ↓ -41%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $3,340.82 ↓ -41%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $3,522.02 ↓ -38%
Cigna EBR $3,800.80 ↓ -33%
Cigna Commercial $3,800.80 ↓ -33%
Aetna EBR ASO $3,800.80 ↓ -33%
Aetna EBR FI $4,655.98 ↓ -18%
United Healthcare Compass Exchange $5,226.10 ↓ -8%
Aetna Neighborhood Network $5,891.24 ↑ +3%
Aetna Home Depot Employer Group $6,052.77 ↑ +6%
Aetna NBR ASO/FI $6,176.30 ↑ +8%
United Healthcare All Business $6,176.30 ↑ +8%
InterGroup PPO $6,176.30 ↑ +8%
Cigna New Business ASO $6,176.30 ↑ +8%
Cigna NBR ASO/FI $6,176.30 ↑ +8%
Coventry/First Health Commercial $6,651.40 ↑ +17%
Preferred Healthcare System PPO $7,601.60 ↑ +33%
Humana Commercial $8,551.80 ↑ +50%
SelectCare Commercial $8,551.80 ↑ +50%
Private Health Care Systems PPO $8,551.80 ↑ +50%
Health Coalition Partners Intergroup $8,551.80 ↑ +50%
Tricare TRICARE not published by hospital
US Family Health Plan Tricare Prime not published by hospital

Visitor-reported prices

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Amp f/th 1/2 jt/phalanx w/neurect local flap at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Carlisle Carlisle $4,150.20 $370.84 – $5,879.45
UPMC Cole Coudersport $1,377.60 $306.60 – $1,836.80
UPMC Community Osteopathic Harrisburg $4,150.20 $370.84 – $5,879.45
UPMC Hamot Erie $6,526.20 $321.20 – $4,499.05
UPMC Hanover Hanover $4,150.20 $370.84 – $4,959.33
UPMC Lititz Lititz $4,150.20 $370.84 – $4,986.11
UPMC Memorial York $4,150.20 $370.84 – $4,978.02
UPMC Presbyterian Pittsburgh $5,537.40 $321.20 – $3,402.68

All Pennsylvania hospitals for this procedure →