5% dextrose and 0.45% saline at UPMC Bedford

10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$74.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$92.75

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$23.19 with Aetna vs $83.47 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare $23.19 ↓ -69%
UPMC Work Partners Workers Comp $26.93 ↓ -64%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $35.88 ↓ -52%
Aetna EBR ASO $37.10 ↓ -50%
Cigna Commercial $37.10 ↓ -50%
Cigna EBR $37.10 ↓ -50%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $44.20 ↓ -40%
Aetna EBR FI $45.45 ↓ -39%
Highmark Wholecare (prev Gateway) Medicare $46.38 ↓ -37%
Geisinger Medicaid/CHIP $51.01 ↓ -31%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $51.01 ↓ -31%
United Healthcare Compass Exchange $52.87 ↓ -29%
Aetna Neighborhood Network $57.51 ↓ -22%
Aetna Home Depot Employer Group $59.08 ↓ -20%
Cigna NBR ASO/FI $60.29 ↓ -19%
Aetna NBR ASO/FI $60.29 ↓ -19%
Cigna New Business ASO $60.29 ↓ -19%
InterGroup PPO $60.29 ↓ -19%
United Healthcare All Business $62.14 ↓ -16%
Coventry/First Health Commercial $64.92 ↓ -13%
UPMC Health Plan CHIP $68.04 ↓ -8%
Preferred Healthcare System PPO $74.20 ↑ +0%
UPMC Health Plan Commercial $82.42 ↑ +11%
SelectCare Commercial $83.47 ↑ +12%
Health Coalition Partners Intergroup $83.47 ↑ +12%
Private Health Care Systems PPO $83.47 ↑ +12%
Humana Commercial $83.47 ↑ +12%

Visitor-reported prices

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5% dextrose and 0.45% saline at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $79.20 $24.87 – $79.20

All Pennsylvania hospitals for this procedure →