Xray place dist ext thor ao at UPMC Hamot
201 State Street, Erie, PA · UPMC · · NPI 1487647590
$3,862.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$6,437.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$965.55 with Univera vs $5,149.60 with InterGroup — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Univera | Univera_Medicare_Hamot_2024 | $965.55 | ↓ -75% |
| BCBS of Western NY | Commercial | $1,099.61 | ↓ -72% |
| Aetna | Commercial | $1,609.25 | ↓ -58% |
| Cigna | NBR ASO/FI | $1,931.10 | ↓ -50% |
| Cigna | New Business ASO | $1,931.10 | ↓ -50% |
| Univera | Commercial | $2,124.21 | ↓ -45% |
| UPMC Health Plan | Commercial | $2,368.82 | ↓ -39% |
| Cigna | EBR | $2,574.80 | ↓ -33% |
| Aetna | Medicare | $2,574.80 | ↓ -33% |
| Cigna | Commercial | $2,574.80 | ↓ -33% |
| United Healthcare | Commercial | $2,925.62 | ↓ -24% |
| Highmark Wholecare (prev Gateway) | Medicare | $3,218.50 | ↓ -17% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $3,540.35 | ↓ -8% |
| Geisinger | Medicaid/CHIP | $3,540.35 | ↓ -8% |
| InterGroup | Health Coalition Partners/PPO | $4,184.05 | ↑ +8% |
| Multiplan | PPO (Includes PHCS as a Payer) | $4,505.90 | ↑ +17% |
| Aetna | AXA/MMO | $4,505.90 | ↑ +17% |
| Multiplan | Complimentary Network Rate (Includes Multiplan as Payer) | $5,149.60 | ↑ +33% |
| InterGroup | Beech Street | $5,149.60 | ↑ +33% |
| UPMC Work Partners | Workers Comp | not published by hospital | — |
Visitor-reported prices
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Xray place dist ext thor ao at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $388.80 | $226.80 – $518.40 |
| UPMC Carlisle | Carlisle | $520.80 | $118.92 – $737.80 |
| UPMC Community Osteopathic | Harrisburg | $520.80 | $173.60 – $737.80 |