Whfo nontorsion joint prefab at UPMC Hamot

201 State Street, Erie, PA · UPMC · · NPI 1487647590

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$537.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$895.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$134.25 with Univera vs $1,293.02 with Highmark BCBS of PA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera_Medicare_Hamot_2024 $134.25 ↓ -75%
Highmark Wholecare (prev Gateway) Medicaid $143.20 ↓ -73%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $170.05 ↓ -68%
Aetna Commercial $223.75 ↓ -58%
UPMC Work Partners Workers Comp $233.39 ↓ -57%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $267.44 ↓ -50%
Cigna NBR ASO/FI $268.50 ↓ -50%
Cigna New Business ASO $268.50 ↓ -50%
Geisinger Medicaid/CHIP $295.35 ↓ -45%
Univera Commercial $295.35 ↓ -45%
BCBS of Western NY Commercial $313.25 ↓ -42%
UPMC Health Plan Commercial $329.36 ↓ -39%
Cigna EBR $358.00 ↓ -33%
Cigna Commercial $358.00 ↓ -33%
Aetna Medicare $358.00 ↓ -33%
United Healthcare Commercial $406.78 ↓ -24%
Highmark Wholecare (prev Gateway) Medicare $447.50 ↓ -17%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $492.25 ↓ -8%
InterGroup Health Coalition Partners/PPO $581.75 ↑ +8%
Multiplan PPO (Includes PHCS as a Payer) $626.50 ↑ +17%
Aetna AXA/MMO $626.50 ↑ +17%
Multiplan Complimentary Network Rate (Includes Multiplan as Payer) $716.00 ↑ +33%
InterGroup Beech Street $716.00 ↑ +33%
Highmark BCBS of PA Commercial - Indemnity/Commercial - Social Mission Indemnity/Managed Care/Managed Care - Social Mission $808.15 ↑ +50%
Highmark BCBS of PA UPMC Emergent $1,293.02 ↑ +141%

Visitor-reported prices

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Whfo nontorsion joint prefab at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $159.00 $50.35 – $804.83
UPMC Bedford Everett $585.60 $180.12 – $853.20
UPMC Cole Coudersport $670.80 $212.42 – $894.40
UPMC East Monroeville $201.60 $16.72 – $804.83
UPMC Northwest Seneca $547.20 $233.39 – $973.92
UPMC Horizon-Greenville Greenville $339.60 $233.39 – $804.83
UPMC Jameson New Castle $106.20 $96.81 – $804.83
UPMC Magee Pittsburgh $165.60 $106.49 – $804.83

All Pennsylvania hospitals for this procedure →