Tte w or without fol w/con,stres at UPMC Hamot
201 State Street, Erie, PA · UPMC · · NPI 1487647590
$696.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,160.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$174.00 with Univera vs $2,090.78 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Univera | Univera_Medicare_Hamot_2024 | $174.00 | ↓ -75% |
| Aetna | Commercial | $290.00 | ↓ -58% |
| Cigna | New Business ASO | $348.00 | ↓ -50% |
| Cigna | NBR ASO/FI | $348.00 | ↓ -50% |
| Univera | Commercial | $382.80 | ↓ -45% |
| UPMC Health Plan | Commercial | $426.88 | ↓ -39% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $432.45 | ↓ -38% |
| Cigna | Commercial | $464.00 | ↓ -33% |
| Cigna | EBR | $464.00 | ↓ -33% |
| United Healthcare | Commercial | $527.22 | ↓ -24% |
| BCBS of Western NY | Commercial | $534.51 | ↓ -23% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $638.00 | ↓ -8% |
| Geisinger | Medicaid/CHIP | $638.00 | ↓ -8% |
| InterGroup | Health Coalition Partners/PPO | $754.00 | ↑ +8% |
| Aetna | AXA/MMO | $812.00 | ↑ +17% |
| Multiplan | PPO (Includes PHCS as a Payer) | $812.00 | ↑ +17% |
| Fidelis | Medicare | $869.32 | ↑ +25% |
| Aetna | Medicare | $886.71 | ↑ +27% |
| UPMC Health Plan | Partners/Select | $887.40 | ↑ +28% |
| Wellcare | Medicare Advantage | $895.40 | ↑ +29% |
| BCBS of Western NY | Medicare Advantage | $912.79 | ↑ +31% |
| InterGroup | Beech Street | $928.00 | ↑ +33% |
| Multiplan | Complimentary Network Rate (Includes Multiplan as Payer) | $928.00 | ↑ +33% |
| United Healthcare | Medicare | $930.17 | ↑ +34% |
| Highmark Wholecare (prev Gateway) | Medicare | $938.78 | ↑ +35% |
| AmeriHealth Caritas | Medicare | $938.87 | ↑ +35% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $938.87 | ↑ +35% |
| Cigna | Medicare | $938.87 | ↑ +35% |
| Independent Health | Medicare Advantage | $1,010.76 | ↑ +45% |
| Highmark BCBS of PA | Commercial - Indemnity/Commercial - Social Mission Indemnity/Managed Care/Managed Care - Social Mission | $1,306.75 | ↑ +88% |
| Independent Health | Commercial | $1,346.13 | ↑ +93% |
| Highmark BCBS of PA | UPMC Emergent | $2,090.78 | ↑ +200% |
| UPMC Work Partners | Workers Comp | not published by hospital | — |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
Comments
Tte w or without fol w/con,stres at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $1,360.80 | $432.45 – $2,414.05 |
| UPMC Carlisle | Carlisle | $2,457.00 | $415.68 – $3,480.75 |
| UPMC Community Osteopathic | Harrisburg | $2,457.00 | $591.94 – $3,480.75 |
| UPMC Northwest | Seneca | $626.40 | $683.10 – $813.49 |
| UPMC Hanover | Hanover | $2,457.00 | $591.94 – $2,414.05 |
| UPMC Horizon-Greenville | Greenville | $2,405.40 | $674.37 – $1,048.86 |
| UPMC Jameson | New Castle | $2,782.80 | $440.08 – $941.54 |
| UPMC Lititz | Lititz | $2,457.00 | $591.94 – $2,414.05 |