Treatment of thigh fracture at UPMC Hamot
201 State Street, Erie, PA · UPMC · · NPI 1487647590
$4,809.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$8,016.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$340.00 with United Healthcare vs $6,412.80 with InterGroup — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Commercial | $340.00 | ↓ -93% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $836.96 | ↓ -83% |
| Univera | Univera_Medicare_Hamot_2024 | $1,202.40 | ↓ -75% |
| Fidelis | Medicare | $1,760.96 | ↓ -63% |
| Aetna | Medicare | $1,796.18 | ↓ -63% |
| UPMC Health Plan | Partners/Select | $1,797.59 | ↓ -63% |
| Wellcare | Medicare Advantage | $1,813.79 | ↓ -62% |
| BCBS of Western NY | Medicare Advantage | $1,849.01 | ↓ -62% |
| United Healthcare | Medicare | $1,884.23 | ↓ -61% |
| Highmark Wholecare (prev Gateway) | Medicare | $1,901.66 | ↓ -60% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $1,901.84 | ↓ -60% |
| AmeriHealth Caritas | Medicare | $1,901.84 | ↓ -60% |
| Cigna | Medicare | $1,901.84 | ↓ -60% |
| Aetna | Commercial | $2,004.00 | ↓ -58% |
| UPMC Work Partners | Workers Comp | $2,214.28 | ↓ -54% |
| Independent Health | Medicare Advantage | $2,219.16 | ↓ -54% |
| Cigna | NBR ASO/FI | $2,404.80 | ↓ -50% |
| Cigna | New Business ASO | $2,404.80 | ↓ -50% |
| Independent Health | Commercial | $2,454.61 | ↓ -49% |
| Highmark BCBS of PA | Commercial - Indemnity/Commercial - Social Mission Indemnity/Managed Care/Managed Care - Social Mission | $2,529.08 | ↓ -47% |
| Univera | Commercial | $2,645.28 | ↓ -45% |
| BCBS of Western NY | Commercial | $2,794.87 | ↓ -42% |
| Cigna | Commercial | $3,206.40 | ↓ -33% |
| Cigna | EBR | $3,206.40 | ↓ -33% |
| UPMC Health Plan | Commercial | $3,296.85 | ↓ -31% |
| Highmark BCBS of PA | UPMC Emergent | $4,046.49 | ↓ -16% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $4,408.80 | ↓ -8% |
| Geisinger | Medicaid/CHIP | $4,408.80 | ↓ -8% |
| InterGroup | Health Coalition Partners/PPO | $5,210.40 | ↑ +8% |
| Aetna | AXA/MMO | $5,611.20 | ↑ +17% |
| Multiplan | PPO (Includes PHCS as a Payer) | $5,611.20 | ↑ +17% |
| Multiplan | Complimentary Network Rate (Includes Multiplan as Payer) | $6,412.80 | ↑ +33% |
| InterGroup | Beech Street | $6,412.80 | ↑ +33% |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
Comments
Treatment of thigh fracture at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $5,383.80 | $836.96 – $7,178.40 |
| UPMC Cole | Coudersport | $1,523.40 | $703.81 – $2,031.20 |
| UPMC Mercy | Pittsburgh | $4,719.60 | $681.00 – $2,185.80 |
| UPMC St. Margaret | Pittsburgh | $3,597.00 | $844.93 – $2,214.28 |
| UPMC Wellsboro | Wellsboro | $6,511.20 | $993.28 – $1,830.87 |
| Uniontown Hospital | Uniontown | $1,848.00 | $205.80 – $3,237.13 |