Ot evaluation low complexity patient/family at UPMC Hamot
201 State Street, Erie, PA · UPMC · · NPI 1487647590
$307.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$513.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$45.89 with Independent Health vs $410.40 with InterGroup — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Independent Health | Medicare Advantage | $45.89 | ↓ -85% |
| Independent Health | Commercial | $48.94 | ↓ -84% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $50.04 | ↓ -84% |
| Univera | Univera_Medicare_Hamot_2024 | $76.95 | ↓ -75% |
| Fidelis | Child Health Plus/Family Health Plus/Medicaid | $80.58 | ↓ -74% |
| UPMC Work Partners | Workers Comp | $101.56 | ↓ -67% |
| UPMC Health Plan | Commercial | $103.44 | ↓ -66% |
| Aetna | Commercial | $128.25 | ↓ -58% |
| United Healthcare | Commercial | $139.00 | ↓ -55% |
| Highmark BCBS of PA | Commercial - Indemnity/Commercial - Social Mission Indemnity/Managed Care/Managed Care - Social Mission | $151.20 | ↓ -51% |
| Cigna | NBR ASO/FI | $153.90 | ↓ -50% |
| Cigna | New Business ASO | $153.90 | ↓ -50% |
| Univera | Commercial | $169.29 | ↓ -45% |
| BCBS of Western NY | Commercial | $177.27 | ↓ -42% |
| Fidelis | Essential Plan | $181.31 | ↓ -41% |
| Molina Healthcare of NY | CHIP (For Kids)/Essential Plan/Medicaid | $181.31 | ↓ -41% |
| Aetna | Medicare | $205.20 | ↓ -33% |
| Cigna | EBR | $205.20 | ↓ -33% |
| Cigna | Commercial | $205.20 | ↓ -33% |
| Highmark BCBS of PA | UPMC Emergent | $241.92 | ↓ -21% |
| Highmark Wholecare (prev Gateway) | Medicare | $256.50 | ↓ -17% |
| Geisinger | Medicaid/CHIP | $282.15 | ↓ -8% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $282.15 | ↓ -8% |
| InterGroup | Health Coalition Partners/PPO | $333.45 | ↑ +8% |
| Multiplan | PPO (Includes PHCS as a Payer) | $359.10 | ↑ +17% |
| Aetna | AXA/MMO | $359.10 | ↑ +17% |
| Multiplan | Complimentary Network Rate (Includes Multiplan as Payer) | $410.40 | ↑ +33% |
| InterGroup | Beech Street | $410.40 | ↑ +33% |
Visitor-reported prices
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Ot evaluation low complexity patient/family at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $226.80 | $50.04 – $302.40 |
| UPMC Bedford | Everett | $299.40 | $101.56 – $449.10 |
| UPMC Carlisle | Carlisle | $226.80 | $51.79 – $387.00 |
| UPMC Cole | Coudersport | $281.40 | $84.11 – $375.20 |
| UPMC Community Osteopathic | Harrisburg | $226.80 | $75.60 – $321.30 |
| UPMC East | Monroeville | $411.60 | $50.52 – $548.80 |
| UPMC Northwest | Seneca | $272.40 | $101.56 – $250.66 |
| UPMC Hanover | Hanover | $226.80 | $80.87 – $207.14 |