Optx gr hmrl tbrs fx int fix at UPMC Hamot
201 State Street, Erie, PA · UPMC · · NPI 1487647590
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$440.00 with UPMC Health Plan vs $11,318.28 with Independent Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicaid | $440.00 | — |
| United Healthcare Community Plan for Families | PA CHIP/PA Medicaid | $460.00 | — |
| Aetna | Medicaid | $480.00 | — |
| Geisinger | Medicaid/CHIP | $555.96 | — |
| Highmark Wholecare (prev Gateway) | Medicaid | $593.20 | — |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $603.20 | — |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $624.44 | — |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $681.68 | — |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $1,232.68 | — |
| UPMC Work Partners | Workers Comp | $1,922.98 | — |
| United Healthcare | Commercial | $2,849.00 | — |
| Highmark BCBS of PA | Commercial - Indemnity/Commercial - Social Mission Indemnity/Managed Care/Managed Care - Social Mission | $3,724.84 | — |
| BCBS of Western NY | Commercial | $4,042.00 | — |
| UPMC Health Plan | Commercial | $4,828.79 | — |
| Highmark BCBS of PA | UPMC Emergent | $5,959.69 | — |
| Fidelis | Medicare | $7,860.39 | — |
| Aetna | Medicare | $8,017.60 | — |
| UPMC Health Plan | Partners/Select | $8,023.89 | — |
| Wellcare | Medicare Advantage | $8,096.20 | — |
| BCBS of Western NY | Medicare Advantage | $8,253.41 | — |
| United Healthcare | Medicare | $8,410.62 | — |
| Highmark Wholecare (prev Gateway) | Medicare | $8,488.44 | — |
| AmeriHealth Caritas | Medicare | $8,489.22 | — |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $8,489.22 | — |
| Cigna | Medicare | $8,489.22 | — |
| Independent Health | Medicare Advantage | $9,905.66 | — |
| Independent Health | Commercial | $11,318.28 | — |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
Comments
Optx gr hmrl tbrs fx int fix at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Cole | Coudersport | $1,307.40 | $420.00 – $1,863.57 |
| UPMC Williamsport | Williamsport | $7,589.40 | $440.00 – $7,287.44 |
| Uniontown Hospital | Uniontown | $908.33 | $7,033.14 – $16,387.22 |
| UPMC Community Osteopathic | Harrisburg | not published | $540.00 – $15,488.55 |
| UPMC Hanover | Hanover | not published | $508.00 – $10,919.06 |
| UPMC Magee | Pittsburgh | not published | $440.00 – $7,355.55 |
| UPMC Mercy | Pittsburgh | not published | $440.00 – $7,491.76 |
| WellSpan Surgery & Rehabilitation Hospital | York PA 17403 | not published | $970.00 – $1,101.92 |