Observation per hour at UPMC Hamot
201 State Street, Erie, PA · UPMC · · NPI 1487647590
$1,459.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,433.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$27.58 with Highmark BCBS of PA vs $4,753.31 with BCBS of Western NY — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $27.58 | ↓ -98% |
| Univera | Univera_Medicare_Hamot_2024 | $45.60 | ↓ -97% |
| Aetna | Commercial | $76.00 | ↓ -95% |
| Highmark BCBS of PA | Commercial - Indemnity/Commercial - Social Mission Indemnity/Managed Care/Managed Care - Social Mission | $83.35 | ↓ -94% |
| Cigna | NBR ASO/FI | $91.20 | ↓ -94% |
| Cigna | New Business ASO | $91.20 | ↓ -94% |
| Univera | Commercial | $100.32 | ↓ -93% |
| Independent Health | Commercial | $106.40 | ↓ -93% |
| Cigna | EBR | $121.60 | ↓ -92% |
| Cigna | Commercial | $121.60 | ↓ -92% |
| Aetna | Medicare | $121.60 | ↓ -92% |
| Highmark BCBS of PA | UPMC Emergent | $133.36 | ↓ -91% |
| Highmark Wholecare (prev Gateway) | Medicare | $152.00 | ↓ -90% |
| InterGroup | Health Coalition Partners/PPO | $197.60 | ↓ -86% |
| Aetna | AXA/MMO | $212.80 | ↓ -85% |
| Multiplan | PPO (Includes PHCS as a Payer) | $212.80 | ↓ -85% |
| United Healthcare Community Plan for Families | PA CHIP/PA Medicaid | $235.00 | ↓ -84% |
| InterGroup | Beech Street | $243.20 | ↓ -83% |
| Multiplan | Complimentary Network Rate (Includes Multiplan as Payer) | $243.20 | ↓ -83% |
| UPMC Health Plan | Managed Medicaid | $1,074.19 | ↓ -26% |
| Aetna | Medicaid | $1,171.85 | ↓ -20% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $2,064.00 | ↑ +41% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $2,137.42 | ↑ +46% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $2,137.43 | ↑ +46% |
| Geisinger | Medicaid/CHIP | $2,207.16 | ↑ +51% |
| Independent Health | Medicare Advantage | $2,341.00 | ↑ +60% |
| Highmark Wholecare (prev Gateway) | Medicaid | $2,569.10 | ↑ +76% |
| UPMC Health Plan | Partners/Select | $2,795.06 | ↑ +91% |
| UPMC Health Plan | Commercial | $2,997.78 | ↑ +105% |
| BCBS of Western NY | Commercial | $4,753.31 | ↑ +226% |
| UPMC Work Partners | Workers Comp | not published by hospital | — |
Visitor-reported prices
Comments
Observation per hour at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $86.40 | $27.00 – $2,137.43 |
| UPMC Bedford | Everett | $580.20 | $24.50 – $2,207.16 |
| UPMC Carlisle | Carlisle | $111.60 | $25.48 – $2,137.42 |
| AHN WEXFORD HOSPITAL | WEXFORD | $109.52 | $1,347.63 – $1,562.46 |
| GROVE CITY HOSPITAL | GROVE CITY | $113.96 | $976.54 – $1,562.46 |
| UPMC Cole | Coudersport | $370.80 | $25.50 – $2,015.60 |
| UPMC Community Osteopathic | Harrisburg | $111.60 | $45.01 – $3,000.00 |
| UPMC East | Monroeville | $516.00 | $27.85 – $2,207.16 |