healthcosts.net
New Patient Office Visit (level 2) at UPMC Hamot
201 State Street, Erie, PA · UPMC · · NPI 1487647590
$180.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$300.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$38.86 with UPMC Health Plan vs $259.81 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicaid | $38.86 | ↓ -78% |
| United Healthcare Community Plan for Families | PA CHIP/PA Medicaid | $40.63 | ↓ -77% |
| Aetna | Medicaid | $42.40 | ↓ -76% |
| Univera | Univera_Medicare_Hamot_2024 | $45.00 | ↓ -75% |
| Geisinger | Medicaid/CHIP | $49.11 | ↓ -73% |
| Highmark Wholecare (prev Gateway) | Medicaid | $52.39 | ↓ -71% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $53.28 | ↓ -70% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $55.15 | ↓ -69% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $60.21 | ↓ -67% |
| Cigna | Commercial | $63.91 | ↓ -64% |
| Cigna | New Business ASO | $63.91 | ↓ -64% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $74.31 | ↓ -59% |
| Aetna | Commercial | $75.00 | ↓ -58% |
| Cigna | NBR ASO/FI | $90.00 | ↓ -50% |
| Univera | Commercial | $99.00 | ↓ -45% |
| UPMC Work Partners | Workers Comp | $110.05 | ↓ -39% |
| Aetna | Medicare | $120.00 | ↓ -33% |
| Cigna | EBR | $120.00 | ↓ -33% |
| Highmark Wholecare (prev Gateway) | Medicare | $150.00 | ↓ -17% |
| Highmark BCBS of PA | Commercial - Indemnity/Commercial - Social Mission Indemnity/Managed Care/Managed Care - Social Mission | $162.38 | ↓ -10% |
| BCBS of Western NY | Commercial | $190.77 | ↑ +6% |
| InterGroup | Health Coalition Partners/PPO | $195.00 | ↑ +8% |
| Independent Health | Medicare Advantage | $206.88 | ↑ +15% |
| Aetna | AXA/MMO | $210.00 | ↑ +17% |
| Multiplan | PPO (Includes PHCS as a Payer) | $210.00 | ↑ +17% |
| Independent Health | Commercial | $220.61 | ↑ +23% |
| InterGroup | Beech Street | $240.00 | ↑ +33% |
| Multiplan | Complimentary Network Rate (Includes Multiplan as Payer) | $240.00 | ↑ +33% |
| Highmark BCBS of PA | UPMC Emergent | $259.81 | ↑ +44% |
Visitor-reported prices
Comments
New Patient Office Visit (level 2) at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC East | Monroeville | $255.60 | $36.08 – $340.80 |
| UPMC Passavant-McCandless | Pittsburgh | $183.60 | $38.86 – $260.10 |
| UPMC Altoona | Altoona | $207.00 | $20.00 – $276.00 |
| UPMC Bedford | Everett | $216.00 | $36.08 – $324.00 |
| UPMC Cole | Coudersport | $183.00 | $37.10 – $140.00 |
| UPMC Community Osteopathic | Harrisburg | $214.80 | $19.80 – $397.63 |
| UPMC Hanover | Hanover | $59.40 | $18.81 – $105.40 |
| UPMC Horizon-Greenville | Greenville | $260.40 | $37.10 – $368.90 |