M/phmtrc alysishquant/semiq at UPMC Hamot

201 State Street, Erie, PA · UPMC · · NPI 1487647590

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$426.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$710.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$30.54 with Highmark BCBS of PA vs $568.00 with InterGroup — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $30.54 ↓ -93%
United Healthcare Commercial $48.69 ↓ -89%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $55.85 ↓ -87%
UPMC Health Plan Managed Medicaid $61.44 ↓ -86%
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $64.23 ↓ -85%
Aetna Medicaid $67.02 ↓ -84%
Geisinger Medicaid/CHIP $77.63 ↓ -82%
Highmark Wholecare (prev Gateway) Medicaid $82.83 ↓ -81%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $87.19 ↓ -80%
Highmark BCBS of PA Commercial - Indemnity/Commercial - Social Mission Indemnity/Managed Care/Managed Care - Social Mission $92.28 ↓ -78%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $95.18 ↓ -78%
UPMC Work Partners Workers Comp $96.27 ↓ -77%
Univera Univera_Medicare_Hamot_2024 $106.50 ↓ -75%
Highmark BCBS of PA UPMC Emergent $147.65 ↓ -65%
Aetna Commercial $177.50 ↓ -58%
Cigna New Business ASO $213.00 ↓ -50%
Cigna NBR ASO/FI $213.00 ↓ -50%
Univera Commercial $234.30 ↓ -45%
BCBS of Western NY Commercial $240.11 ↓ -44%
Cigna Commercial $284.00 ↓ -33%
Aetna Medicare $284.00 ↓ -33%
Cigna EBR $284.00 ↓ -33%
UPMC Health Plan Commercial $339.73 ↓ -20%
Highmark Wholecare (prev Gateway) Medicare $355.00 ↓ -17%
InterGroup Health Coalition Partners/PPO $461.50 ↑ +8%
Aetna AXA/MMO $497.00 ↑ +17%
Multiplan PPO (Includes PHCS as a Payer) $497.00 ↑ +17%
Multiplan Complimentary Network Rate (Includes Multiplan as Payer) $568.00 ↑ +33%
InterGroup Beech Street $568.00 ↑ +33%

Visitor-reported prices

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M/phmtrc alysishquant/semiq at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $152.40 $30.54 – $203.20
UPMC Carlisle Carlisle $166.20 $37.95 – $235.45
UPMC Cole Coudersport $514.80 $53.00 – $686.40
UPMC Community Osteopathic Harrisburg $166.20 $47.36 – $680.34
UPMC East Monroeville $1,038.00 $30.83 – $1,384.00
UPMC Northwest Seneca $646.80 $61.44 – $96.27
UPMC Horizon-Greenville Greenville $400.20 $49.38 – $96.27
UPMC Jameson New Castle $112.80 $31.08 – $244.91

All Pennsylvania hospitals for this procedure →