Foam drg >16<=48 sq in w/bdr at UPMC Hamot
201 State Street, Erie, PA · UPMC · · NPI 1487647590
$15.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$26.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2.70 with Univera vs $68.30 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Univera | Univera_Medicare_Hamot_2024 | $2.70 | ↓ -83% |
| Aetna | Commercial | $4.50 | ↓ -71% |
| Cigna | NBR ASO/FI | $5.40 | ↓ -65% |
| Cigna | New Business ASO | $5.40 | ↓ -65% |
| Univera | Commercial | $5.94 | ↓ -62% |
| BCBS of Western NY | Commercial | $6.30 | ↓ -60% |
| UPMC Health Plan | Commercial | $6.62 | ↓ -58% |
| Aetna | Medicare | $7.20 | ↓ -54% |
| Cigna | Commercial | $7.20 | ↓ -54% |
| Cigna | EBR | $7.20 | ↓ -54% |
| United Healthcare | Commercial | $8.18 | ↓ -48% |
| Highmark Wholecare (prev Gateway) | Medicare | $9.00 | ↓ -42% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $9.90 | ↓ -37% |
| Geisinger | Medicaid/CHIP | $9.90 | ↓ -37% |
| InterGroup | Health Coalition Partners/PPO | $11.70 | ↓ -25% |
| Aetna | AXA/MMO | $12.60 | ↓ -19% |
| Multiplan | PPO (Includes PHCS as a Payer) | $12.60 | ↓ -19% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $14.13 | ↓ -9% |
| Multiplan | Complimentary Network Rate (Includes Multiplan as Payer) | $14.40 | ↓ -8% |
| InterGroup | Beech Street | $14.40 | ↓ -8% |
| Highmark BCBS of PA | Commercial - Indemnity/Commercial - Social Mission Indemnity/Managed Care/Managed Care - Social Mission | $42.69 | ↑ +174% |
| Highmark BCBS of PA | UPMC Emergent | $68.30 | ↑ +338% |
| UPMC Work Partners | Workers Comp | not published by hospital | — |
Visitor-reported prices
Comments
Foam drg >16<=48 sq in w/bdr at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $10.20 | $8.50 – $40.77 |
| UPMC East | Monroeville | $19.80 | $7.75 – $40.77 |
| UPMC Horizon-Greenville | Greenville | $13.80 | $36.00 – $40.77 |
| UPMC Jameson | New Castle | $12.00 | $9.78 – $40.77 |
| UPMC Magee | Pittsburgh | $18.60 | $10.76 – $40.77 |
| UPMC Passavant-McCandless | Pittsburgh | $25.20 | $14.26 – $59.16 |
| UPMC Presbyterian | Pittsburgh | $34.20 | $13.92 – $65.91 |
| UPMC St. Margaret | Pittsburgh | $19.80 | $14.26 – $50.03 |