Fetal hemoglobin rosette at UPMC Hamot
201 State Street, Erie, PA · UPMC · · NPI 1487647590
$141.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$235.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$9.12 with United Healthcare vs $188.00 with InterGroup — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Commercial | $9.12 | ↓ -94% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $9.17 | ↓ -93% |
| UPMC Work Partners | Workers Comp | $9.25 | ↓ -93% |
| Fidelis | Medicare | $9.36 | ↓ -93% |
| UPMC Health Plan | Partners/Select | $9.55 | ↓ -93% |
| Aetna | Medicare | $9.55 | ↓ -93% |
| Wellcare | Medicare Advantage | $9.64 | ↓ -93% |
| Independent Health | Medicare Advantage | $9.64 | ↓ -93% |
| Independent Health | Commercial | $9.64 | ↓ -93% |
| BCBS of Western NY | Medicare Advantage | $9.83 | ↓ -93% |
| United Healthcare | Medicare | $10.02 | ↓ -93% |
| UPMC Health Plan | Managed Medicaid | $10.09 | ↓ -93% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $10.11 | ↓ -93% |
| Highmark Wholecare (prev Gateway) | Medicare | $10.11 | ↓ -93% |
| AmeriHealth Caritas | Medicare | $10.11 | ↓ -93% |
| Cigna | Medicare | $10.11 | ↓ -93% |
| United Healthcare Community Plan for Families | PA CHIP/PA Medicaid | $10.55 | ↓ -93% |
| Aetna | Medicaid | $11.00 | ↓ -92% |
| Geisinger | Medicaid/CHIP | $12.75 | ↓ -91% |
| BCBS of Western NY | Commercial | $12.81 | ↓ -91% |
| Highmark Wholecare (prev Gateway) | Medicaid | $13.60 | ↓ -90% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $14.32 | ↓ -90% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $15.63 | ↓ -89% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $21.04 | ↓ -85% |
| UPMC Health Plan | Commercial | $26.51 | ↓ -81% |
| Univera | Univera_Medicare_Hamot_2024 | $35.25 | ↓ -75% |
| Aetna | Commercial | $58.75 | ↓ -58% |
| Highmark BCBS of PA | Commercial - Indemnity/Commercial - Social Mission Indemnity/Managed Care/Managed Care - Social Mission | $63.58 | ↓ -55% |
| Cigna | NBR ASO/FI | $70.50 | ↓ -50% |
| Cigna | New Business ASO | $70.50 | ↓ -50% |
| Univera | Commercial | $77.55 | ↓ -45% |
| Cigna | EBR | $94.00 | ↓ -33% |
| Cigna | Commercial | $94.00 | ↓ -33% |
| Highmark BCBS of PA | UPMC Emergent | $101.73 | ↓ -28% |
| InterGroup | Health Coalition Partners/PPO | $152.75 | ↑ +8% |
| Aetna | AXA/MMO | $164.50 | ↑ +17% |
| Multiplan | PPO (Includes PHCS as a Payer) | $164.50 | ↑ +17% |
| Multiplan | Complimentary Network Rate (Includes Multiplan as Payer) | $188.00 | ↑ +33% |
| InterGroup | Beech Street | $188.00 | ↑ +33% |
Visitor-reported prices
Comments
Fetal hemoglobin rosette at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $105.60 | $9.17 – $140.80 |
| UPMC Carlisle | Carlisle | $48.00 | $9.17 – $68.00 |
| UPMC Community Osteopathic | Harrisburg | $48.00 | $9.17 – $68.00 |
| UPMC Hanover | Hanover | $48.00 | $9.17 – $14.98 |
| UPMC Horizon-Greenville | Greenville | $80.40 | $8.38 – $17.56 |
| UPMC Lititz | Lititz | $48.00 | $9.17 – $14.98 |
| UPMC Magee | Pittsburgh | $102.60 | $8.76 – $21.24 |
| UPMC McKeesport | Mckeesport | $205.80 | $8.68 – $21.24 |