Factor ix complex at UPMC Hamot

201 State Street, Erie, PA · UPMC · · NPI 1487647590

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$8.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$10.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.97 with Highmark BCBS of PA vs $8.00 with InterGroup — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $0.97 ↓ -88%
UPMC Health Plan Managed Medicaid $1.07 ↓ -87%
Univera Univera_Medicare_Hamot_2024 $1.50 ↓ -82%
Independent Health Medicare Advantage $1.54 ↓ -82%
Independent Health Commercial $1.54 ↓ -82%
Fidelis Medicare $1.70 ↓ -80%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $1.70 ↓ -80%
Highmark Wholecare (prev Gateway) Medicaid $1.70 ↓ -80%
Geisinger Medicaid/CHIP $1.70 ↓ -80%
Aetna Medicare $1.73 ↓ -79%
Highmark BCBS of PA Commercial - Indemnity/Commercial - Social Mission Indemnity/Managed Care/Managed Care - Social Mission $1.73 ↓ -79%
UPMC Health Plan Partners/Select $1.74 ↓ -79%
Wellcare Medicare Advantage $1.75 ↓ -79%
BCBS of Western NY Medicare Advantage $1.78 ↓ -79%
United Healthcare Medicare $1.82 ↓ -78%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $1.84 ↓ -78%
Cigna Medicare $1.84 ↓ -78%
Highmark Wholecare (prev Gateway) Medicare $1.84 ↓ -78%
AmeriHealth Caritas Medicare $1.84 ↓ -78%
Aetna Commercial $2.50 ↓ -70%
Highmark BCBS of PA UPMC Emergent $2.77 ↓ -67%
UPMC Work Partners Workers Comp $2.83 ↓ -66%
Cigna New Business ASO $3.00 ↓ -64%
Cigna NBR ASO/FI $3.00 ↓ -64%
Univera Commercial $3.30 ↓ -61%
BCBS of Western NY Commercial $3.50 ↓ -58%
UPMC Health Plan Commercial $3.68 ↓ -56%
Cigna EBR $4.00 ↓ -52%
Cigna Commercial $4.00 ↓ -52%
United Healthcare Commercial $4.39 ↓ -48%
InterGroup Health Coalition Partners/PPO $6.50 ↓ -23%
Aetna AXA/MMO $7.00 ↓ -17%
Multiplan PPO (Includes PHCS as a Payer) $7.00 ↓ -17%
Multiplan Complimentary Network Rate (Includes Multiplan as Payer) $8.00 ↓ -5%
InterGroup Beech Street $8.00 ↓ -5%
US Family Health Plan Tricare Prime not published by hospital —

Visitor-reported prices

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Factor ix complex at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Cole Coudersport $3.60 $1.66 – $4.80
UPMC Northwest Seneca $8.40 $1.07 – $1.84
UPMC Magee Pittsburgh $7.80 $0.98 – $1.84
UPMC Mercy Pittsburgh $8.40 $0.97 – $1.87
UPMC Passavant-McCandless Pittsburgh $7.80 $0.98 – $1.87
UPMC Presbyterian Pittsburgh $7.80 $0.98 – $1.87
UPMC St. Margaret Pittsburgh $8.40 $0.98 – $1.87
UPMC Western Psychiatric Pittsburgh $7.80 $0.96 – $1.87

All Pennsylvania hospitals for this procedure →