Exc mal+marg tal 3.1-4 cm 11604 at UPMC Hamot
201 State Street, Erie, PA · UPMC · · NPI 1487647590
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$138.05 with UPMC Health Plan vs $3,528.40 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicaid | $138.05 | — |
| United Healthcare Community Plan for Families | PA CHIP/PA Medicaid | $144.32 | — |
| Aetna | Medicaid | $150.60 | — |
| Geisinger | Medicaid/CHIP | $174.43 | — |
| Highmark Wholecare (prev Gateway) | Medicaid | $186.12 | — |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $189.25 | — |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $195.92 | — |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $213.88 | — |
| UPMC Work Partners | Workers Comp | $626.16 | — |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $729.80 | — |
| Fidelis | Medicare | $774.17 | — |
| Aetna | Medicare | $789.65 | — |
| UPMC Health Plan | Partners/Select | $790.27 | — |
| Wellcare | Medicare Advantage | $797.40 | — |
| BCBS of Western NY | Medicare Advantage | $812.88 | — |
| United Healthcare | Medicare | $828.36 | — |
| Highmark Wholecare (prev Gateway) | Medicare | $836.03 | — |
| AmeriHealth Caritas | Medicare | $836.10 | — |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $836.10 | — |
| Cigna | Medicare | $836.10 | — |
| Independent Health | Medicare Advantage | $975.61 | — |
| Independent Health | Commercial | $1,110.44 | — |
| United Healthcare | Commercial | $1,147.00 | — |
| BCBS of Western NY | Commercial | $2,177.52 | — |
| Highmark BCBS of PA | Commercial - Indemnity/Commercial - Social Mission Indemnity/Managed Care/Managed Care - Social Mission | $2,205.27 | — |
| UPMC Health Plan | Commercial | $2,873.79 | — |
| Highmark BCBS of PA | UPMC Emergent | $3,528.40 | — |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
Comments
Exc mal+marg tal 3.1-4 cm 11604 at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Carlisle | Carlisle | $2,034.60 | $159.38 – $2,882.35 |
| UPMC Cole | Coudersport | $343.80 | $131.78 – $1,041.88 |
| UPMC Hanover | Hanover | $2,034.60 | $159.38 – $1,075.42 |
| UPMC Lititz | Lititz | $2,034.60 | $159.38 – $1,081.23 |
| UPMC Magee | Pittsburgh | $3,045.60 | $138.05 – $736.75 |
| UPMC Presbyterian | Pittsburgh | $3,835.20 | $138.05 – $931.20 |
| UPMC St. Margaret | Pittsburgh | $3,448.20 | $138.05 – $736.75 |
| UPMC Williamsport | Williamsport | $491.40 | $138.05 – $993.28 |