Endovasc visc aorta 1 graft at UPMC Hamot
201 State Street, Erie, PA · UPMC · · NPI 1487647590
$19,823.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$33,039.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,325.62 with Highmark BCBS of PA vs $26,431.20 with InterGroup — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $1,325.62 | ↓ -93% |
| United Healthcare | Commercial | $1,535.00 | ↓ -92% |
| BCBS of Western NY | Commercial | $3,183.07 | ↓ -84% |
| Highmark BCBS of PA | Commercial - Indemnity/Commercial - Social Mission Indemnity/Managed Care/Managed Care - Social Mission | $4,005.68 | ↓ -80% |
| Univera | Univera_Medicare_Hamot_2024 | $4,955.85 | ↓ -75% |
| Highmark BCBS of PA | UPMC Emergent | $6,409.03 | ↓ -68% |
| Aetna | Commercial | $8,259.75 | ↓ -58% |
| Cigna | NBR ASO/FI | $9,911.70 | ↓ -50% |
| Cigna | New Business ASO | $9,911.70 | ↓ -50% |
| Univera | Commercial | $10,902.87 | ↓ -45% |
| UPMC Health Plan | Commercial | $12,158.35 | ↓ -39% |
| Cigna | EBR | $13,215.60 | ↓ -33% |
| Aetna | Medicare | $13,215.60 | ↓ -33% |
| Cigna | Commercial | $13,215.60 | ↓ -33% |
| Highmark Wholecare (prev Gateway) | Medicare | $16,519.50 | ↓ -17% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $18,171.45 | ↓ -8% |
| Geisinger | Medicaid/CHIP | $18,171.45 | ↓ -8% |
| InterGroup | Health Coalition Partners/PPO | $21,475.35 | ↑ +8% |
| Multiplan | PPO (Includes PHCS as a Payer) | $23,127.30 | ↑ +17% |
| Aetna | AXA/MMO | $23,127.30 | ↑ +17% |
| Multiplan | Complimentary Network Rate (Includes Multiplan as Payer) | $26,431.20 | ↑ +33% |
| InterGroup | Beech Street | $26,431.20 | ↑ +33% |
| UPMC Work Partners | Workers Comp | not published by hospital | — |