Electrolyte panel at UPMC Hamot

201 State Street, Erie, PA · UPMC · · NPI 1487647590

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$144.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$241.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.92 with UPMC Work Partners vs $192.80 with InterGroup — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Work Partners Workers Comp $6.92 ↓ -95%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $7.00 ↓ -95%
Fidelis Medicare $7.01 ↓ -95%
Aetna Medicare $7.15 ↓ -95%
UPMC Health Plan Partners/Select $7.16 ↓ -95%
Wellcare Medicare Advantage $7.22 ↓ -95%
Independent Health Medicare Advantage $7.22 ↓ -95%
Independent Health Commercial $7.22 ↓ -95%
BCBS of Western NY Medicare Advantage $7.36 ↓ -95%
United Healthcare Medicare $7.50 ↓ -95%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $7.57 ↓ -95%
Highmark Wholecare (prev Gateway) Medicare $7.57 ↓ -95%
AmeriHealth Caritas Medicare $7.57 ↓ -95%
Cigna Medicare $7.57 ↓ -95%
UPMC Health Plan Managed Medicaid $7.70 ↓ -95%
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $8.05 ↓ -94%
Aetna Medicaid $8.40 ↓ -94%
BCBS of Western NY Commercial $9.61 ↓ -93%
United Healthcare Commercial $9.64 ↓ -93%
Geisinger Medicaid/CHIP $9.73 ↓ -93%
Highmark Wholecare (prev Gateway) Medicaid $10.38 ↓ -93%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $10.93 ↓ -92%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $11.93 ↓ -92%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $18.01 ↓ -88%
UPMC Health Plan Commercial $29.14 ↓ -80%
Univera Univera_Medicare_Hamot_2024 $36.15 ↓ -75%
Highmark BCBS of PA Commercial - Indemnity/Commercial - Social Mission Indemnity/Managed Care/Managed Care - Social Mission $54.43 ↓ -62%
Aetna Commercial $60.25 ↓ -58%
Cigna NBR ASO/FI $72.30 ↓ -50%
Cigna New Business ASO $72.30 ↓ -50%
Univera Commercial $79.53 ↓ -45%
Highmark BCBS of PA UPMC Emergent $87.08 ↓ -40%
Cigna Commercial $96.40 ↓ -33%
Cigna EBR $96.40 ↓ -33%
InterGroup Health Coalition Partners/PPO $156.65 ↑ +8%
Aetna AXA/MMO $168.70 ↑ +17%
Multiplan PPO (Includes PHCS as a Payer) $168.70 ↑ +17%
Multiplan Complimentary Network Rate (Includes Multiplan as Payer) $192.80 ↑ +33%
InterGroup Beech Street $192.80 ↑ +33%

Visitor-reported prices

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Electrolyte panel at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $115.80 $6.92 – $154.40
UPMC Bedford Everett $49.80 $2.53 – $74.70
UPMC Carlisle Carlisle $45.60 $6.94 – $64.60
UPMC Cole Coudersport $66.60 $4.56 – $88.80
UPMC Community Osteopathic Harrisburg $45.60 $6.94 – $58.35
UPMC East Monroeville $138.60 $6.92 – $184.80
UPMC Northwest Seneca $51.00 $6.36 – $8.05
UPMC Hanover Hanover $45.60 $6.94 – $11.22

All Pennsylvania hospitals for this procedure →