Brcassure comprehensive panel-sendout at UPMC Hamot
201 State Street, Erie, PA · UPMC · · NPI 1487647590
$1,920.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$3,200.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$480.00 with Univera vs $8,398.43 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Univera | Univera_Medicare_Hamot_2024 | $480.00 | ↓ -75% |
| Aetna | Commercial | $800.00 | ↓ -58% |
| Cigna | NBR ASO/FI | $960.00 | ↓ -50% |
| Cigna | New Business ASO | $960.00 | ↓ -50% |
| Univera | Commercial | $1,056.00 | ↓ -45% |
| UPMC Health Plan | Commercial | $1,177.60 | ↓ -39% |
| Cigna | EBR | $1,280.00 | ↓ -33% |
| Cigna | Commercial | $1,280.00 | ↓ -33% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $1,622.11 | ↓ -16% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $1,737.10 | ↓ -10% |
| UPMC Health Plan | Managed Medicaid | $1,784.32 | ↓ -7% |
| UPMC Work Partners | Workers Comp | $1,803.57 | ↓ -6% |
| Fidelis | Medicare | $1,824.88 | ↓ -5% |
| Aetna | Medicare | $1,861.38 | ↓ -3% |
| UPMC Health Plan | Partners/Select | $1,862.84 | ↓ -3% |
| United Healthcare Community Plan for Families | PA CHIP/PA Medicaid | $1,865.43 | ↓ -3% |
| Wellcare | Medicare Advantage | $1,879.63 | ↓ -2% |
| Independent Health | Commercial | $1,879.63 | ↓ -2% |
| Independent Health | Medicare Advantage | $1,879.63 | ↓ -2% |
| BCBS of Western NY | Medicare Advantage | $1,916.12 | ↓ -0% |
| Aetna | Medicaid | $1,946.53 | ↑ +1% |
| United Healthcare | Medicare | $1,952.62 | ↑ +2% |
| Highmark Wholecare (prev Gateway) | Medicare | $1,970.69 | ↑ +3% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $1,970.87 | ↑ +3% |
| AmeriHealth Caritas | Medicare | $1,970.87 | ↑ +3% |
| Cigna | Medicare | $1,970.87 | ↑ +3% |
| InterGroup | Health Coalition Partners/PPO | $2,080.00 | ↑ +8% |
| Multiplan | PPO (Includes PHCS as a Payer) | $2,240.00 | ↑ +17% |
| Aetna | AXA/MMO | $2,240.00 | ↑ +17% |
| Geisinger | Medicaid/CHIP | $2,254.57 | ↑ +17% |
| Highmark Wholecare (prev Gateway) | Medicaid | $2,405.59 | ↑ +25% |
| United Healthcare | Commercial | $2,485.86 | ↑ +29% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $2,532.28 | ↑ +32% |
| Multiplan | Complimentary Network Rate (Includes Multiplan as Payer) | $2,560.00 | ↑ +33% |
| InterGroup | Beech Street | $2,560.00 | ↑ +33% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $2,764.40 | ↑ +44% |
| BCBS of Western NY | Commercial | $3,846.20 | ↑ +100% |
| Highmark BCBS of PA | Commercial - Indemnity/Commercial - Social Mission Indemnity/Managed Care/Managed Care - Social Mission | $5,249.07 | ↑ +173% |
| Highmark BCBS of PA | UPMC Emergent | $8,398.43 | ↑ +337% |
Visitor-reported prices
Comments
Brcassure comprehensive panel-sendout at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $1,920.00 | $1,120.00 – $2,560.00 |
| UPMC Bedford | Everett | $1,920.00 | $658.42 – $2,880.00 |
| UPMC East | Monroeville | $1,920.00 | $1,056.00 – $2,560.00 |
| UPMC Northwest | Seneca | $1,920.00 | $1,654.98 – $1,970.87 |
| UPMC Horizon-Greenville | Greenville | $1,920.00 | $1,622.11 – $2,808.82 |
| UPMC Jameson | New Castle | $1,920.00 | $1,767.76 – $1,970.87 |
| UPMC Magee | Pittsburgh | $2,287.20 | $1,707.91 – $2,764.40 |
| UPMC McKeesport | Mckeesport | $1,920.00 | $1,691.48 – $2,007.37 |