Biliary endoscopy thru skin at UPMC Hamot
201 State Street, Erie, PA · UPMC · · NPI 1487647590
$3,583.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,972.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$836.96 with Highmark BCBS of PA vs $6,060.59 with Independent Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $836.96 | ↓ -77% |
| Univera | Univera_Medicare_Hamot_2024 | $895.80 | ↓ -75% |
| UPMC Work Partners | Workers Comp | $943.57 | ↓ -74% |
| Aetna | Commercial | $1,493.00 | ↓ -58% |
| Cigna | New Business ASO | $1,791.60 | ↓ -50% |
| Cigna | NBR ASO/FI | $1,791.60 | ↓ -50% |
| Univera | Commercial | $1,970.76 | ↓ -45% |
| Cigna | Commercial | $2,388.80 | ↓ -33% |
| Cigna | EBR | $2,388.80 | ↓ -33% |
| Highmark BCBS of PA | Commercial - Indemnity/Commercial - Social Mission Indemnity/Managed Care/Managed Care - Social Mission | $2,529.08 | ↓ -29% |
| United Healthcare | Commercial | $2,608.00 | ↓ -27% |
| BCBS of Western NY | Commercial | $2,794.87 | ↓ -22% |
| Geisinger | Medicaid/CHIP | $3,284.60 | ↓ -8% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $3,284.60 | ↓ -8% |
| UPMC Health Plan | Commercial | $3,297.76 | ↓ -8% |
| InterGroup | Health Coalition Partners/PPO | $3,881.80 | ↑ +8% |
| Fidelis | Medicare | $3,883.10 | ↑ +8% |
| Aetna | Medicare | $3,960.76 | ↑ +11% |
| UPMC Health Plan | Partners/Select | $3,963.87 | ↑ +11% |
| Wellcare | Medicare Advantage | $3,999.59 | ↑ +12% |
| Highmark BCBS of PA | UPMC Emergent | $4,046.49 | ↑ +13% |
| BCBS of Western NY | Medicare Advantage | $4,077.26 | ↑ +14% |
| United Healthcare | Medicare | $4,154.92 | ↑ +16% |
| Aetna | AXA/MMO | $4,180.40 | ↑ +17% |
| Multiplan | PPO (Includes PHCS as a Payer) | $4,180.40 | ↑ +17% |
| Highmark Wholecare (prev Gateway) | Medicare | $4,193.36 | ↑ +17% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $4,193.75 | ↑ +17% |
| Cigna | Medicare | $4,193.75 | ↑ +17% |
| AmeriHealth Caritas | Medicare | $4,193.75 | ↑ +17% |
| Multiplan | Complimentary Network Rate (Includes Multiplan as Payer) | $4,777.60 | ↑ +33% |
| InterGroup | Beech Street | $4,777.60 | ↑ +33% |
| Independent Health | Medicare Advantage | $4,893.48 | ↑ +37% |
| Independent Health | Commercial | $6,060.59 | ↑ +69% |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
Comments
Biliary endoscopy thru skin at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Carlisle | Carlisle | $4,714.20 | $294.75 – $6,678.45 |
| UPMC Community Osteopathic | Harrisburg | $4,714.20 | $294.75 – $6,678.45 |
| UPMC Hanover | Hanover | $4,714.20 | $294.75 – $5,394.10 |
| UPMC Lititz | Lititz | $4,714.20 | $294.75 – $5,423.23 |
| UPMC Magee | Pittsburgh | $4,555.80 | $844.93 – $3,700.99 |
| UPMC Memorial | York | $4,714.20 | $294.75 – $5,414.43 |
| UPMC Mercy | Pittsburgh | $3,922.80 | $681.00 – $3,700.99 |
| UPMC Somerset | Somerset | $4,714.20 | $258.75 – $3,633.37 |