Arthrd pst tq 1ntrspc lum at UPMC Hamot

201 State Street, Erie, PA · UPMC · · NPI 1487647590

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2,604.10 with Highmark BCBS of PA vs $37,468.97 with Independent Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $2,604.10
United Healthcare Commercial $3,411.00
UPMC Work Partners Workers Comp $4,489.57
BCBS of Western NY Commercial $5,610.03
Highmark BCBS of PA Commercial - Indemnity/Commercial - Social Mission Indemnity/Managed Care/Managed Care - Social Mission $7,868.91
Highmark BCBS of PA UPMC Emergent $12,590.15
Fidelis Medicare $20,234.94
Aetna Medicare $20,639.64
UPMC Health Plan Partners/Select $20,655.83
Wellcare Medicare Advantage $20,841.99
BCBS of Western NY Medicare Advantage $21,246.69
United Healthcare Medicare $21,651.39
Highmark Wholecare (prev Gateway) Medicare $21,851.71
AmeriHealth Caritas Medicare $21,853.74
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $21,853.74
Cigna Medicare $21,853.74
Independent Health Medicare Advantage $25,500.07
Independent Health Commercial $37,468.97
US Family Health Plan Tricare Prime not published by hospital

Visitor-reported prices

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Arthrd pst tq 1ntrspc lum at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Cole Coudersport $1,948.20 $387.53 – $4,270.18
Uniontown Hospital Uniontown $1,499.95 $1,232.47 – $54,624.77
UPMC Community Osteopathic Harrisburg not published $1,310.00 – $23,763.60
UPMC Lititz Lititz not published $1,310.00 – $28,260.66
UPMC Presbyterian Pittsburgh not published $1,200.00 – $19,285.98
UPMC Somerset Somerset not published $1,150.00 – $18,933.57

All Pennsylvania hospitals for this procedure →