App high cost ss f/n/g/h/f <100sq cm addl <25sq cm at UPMC Hamot

201 State Street, Erie, PA · UPMC · · NPI 1487647590

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$168.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$281.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$42.15 with Univera vs $2,177.52 with BCBS of Western NY — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera_Medicare_Hamot_2024 $42.15 ↓ -75%
UPMC Work Partners Workers Comp $48.19 ↓ -71%
Aetna Commercial $70.25 ↓ -58%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $77.38 ↓ -54%
Cigna NBR ASO/FI $84.30 ↓ -50%
Cigna New Business ASO $84.30 ↓ -50%
Univera Commercial $92.73 ↓ -45%
Cigna Commercial $112.40 ↓ -33%
Cigna EBR $112.40 ↓ -33%
Aetna Medicare $112.40 ↓ -33%
Highmark Wholecare (prev Gateway) Medicare $140.50 ↓ -17%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $154.55 ↓ -8%
Geisinger Medicaid/CHIP $154.55 ↓ -8%
InterGroup Health Coalition Partners/PPO $182.65 ↑ +8%
Multiplan PPO (Includes PHCS as a Payer) $196.70 ↑ +17%
Aetna AXA/MMO $196.70 ↑ +17%
InterGroup Beech Street $224.80 ↑ +33%
Multiplan Complimentary Network Rate (Includes Multiplan as Payer) $224.80 ↑ +33%
Highmark BCBS of PA Commercial - Indemnity/Commercial - Social Mission Indemnity/Managed Care/Managed Care - Social Mission $233.83 ↑ +39%
UPMC Health Plan Commercial $291.59 ↑ +73%
United Healthcare Commercial $340.00 ↑ +102%
Highmark BCBS of PA UPMC Emergent $374.12 ↑ +122%
BCBS of Western NY Commercial $2,177.52 ↑ +1192%

Visitor-reported prices

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App high cost ss f/n/g/h/f <100sq cm addl <25sq cm at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Carlisle Carlisle $288.00 $25.78 – $408.00
UPMC Cole Coudersport $49.80 $23.01 – $1,041.88
UPMC Hanover Hanover $288.00 $25.78 – $234.86
UPMC Horizon-Greenville Greenville $550.80 $48.19 – $150.54
UPMC Jameson New Castle $550.80 $22.25 – $234.86
UPMC Lititz Lititz $288.00 $22.25 – $234.86
UPMC McKeesport Mckeesport $384.00 $24.48 – $127.90
UPMC Mercy Pittsburgh $384.00 $53.17 – $129.83

All Pennsylvania hospitals for this procedure →