Albumin, human 5 % intravenous solution at UPMC Hamot

201 State Street, Erie, PA · UPMC · · NPI 1487647590

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$396.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$495.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.70 with UPMC Health Plan vs $396.00 with InterGroup — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicaid $6.70 ↓ -98%
Independent Health Medicare Advantage $10.24 ↓ -97%
Independent Health Commercial $10.24 ↓ -97%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $10.62 ↓ -97%
Geisinger Medicaid/CHIP $10.62 ↓ -97%
Highmark Wholecare (prev Gateway) Medicaid $10.62 ↓ -97%
United Healthcare Commercial $28.91 ↓ -93%
Highmark BCBS of PA Commercial - Indemnity/Commercial - Social Mission Indemnity/Managed Care/Managed Care - Social Mission $37.38 ↓ -91%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $55.86 ↓ -86%
Highmark BCBS of PA UPMC Emergent $59.81 ↓ -85%
Univera Univera_Medicare_Hamot_2024 $74.25 ↓ -81%
Aetna Commercial $123.75 ↓ -69%
UPMC Work Partners Workers Comp $140.18 ↓ -65%
Cigna NBR ASO/FI $148.50 ↓ -63%
Cigna New Business ASO $148.50 ↓ -63%
Univera Commercial $163.35 ↓ -59%
BCBS of Western NY Commercial $173.25 ↓ -56%
UPMC Health Plan Commercial $182.16 ↓ -54%
Aetna Medicare $198.00 ↓ -50%
Cigna EBR $198.00 ↓ -50%
Cigna Commercial $198.00 ↓ -50%
Highmark Wholecare (prev Gateway) Medicare $247.50 ↓ -38%
InterGroup Health Coalition Partners/PPO $321.75 ↓ -19%
Aetna AXA/MMO $346.50 ↓ -13%
Multiplan PPO (Includes PHCS as a Payer) $346.50 ↓ -13%
Multiplan Complimentary Network Rate (Includes Multiplan as Payer) $396.00 ↑ +0%
InterGroup Beech Street $396.00 ↑ +0%
US Family Health Plan Tricare Prime not published by hospital —

Visitor-reported prices

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Albumin, human 5 % intravenous solution at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Northwest Seneca $183.60 $6.70 – $144.97
UPMC Magee Pittsburgh $292.80 $6.70 – $56.39

All Pennsylvania hospitals for this procedure →