Tbs techl calculation only at WellSpan Ephrata Community Hospital

169 Martin Ave, Ephrata, PA · Wellspan · · NPI 1083615587

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$398.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$498.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$44.03 with Amerihealth_Caritas_Medicaid vs $497.84 with United_Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth_Caritas_Medicaid All_Plans $44.03 ↓ -89%
Highmark_Wholecare_Gateway_Medicaid All_Plans $66.04 ↓ -83%
Health_Partners_Medicaid All_Other_Plans $85.04 ↓ -79%
Highmark_Medicare All_Plans $85.89 ↓ -78%
Aetna_Medicare All_Plans $87.59 ↓ -78%
Aetna_Advantra_Medicare All_Plans $87.59 ↓ -78%
Blue_Cross_BlueJourney_Medicare All_Plans $87.65 ↓ -78%
Geisinger_Gold_Medicare All_Plans $89.29 ↓ -78%
United_Medicare ISNP_DSNP_Plans $89.29 ↓ -78%
Devoted_Medicare All_Plans $89.29 ↓ -78%
UPMC_Medicare UPMC_for_Life_Community_HealthChoices $89.29 ↓ -78%
UPMC_Medicare UPMC_for_Life_Complete_Care $89.29 ↓ -78%
Highmark_Wholecare_Gateway_Medicare All_Plans $89.67 ↓ -77%
Amerihealth_Medicare All_Plans $89.72 ↓ -77%
Jefferson_Health_Medicare_Advantage All_Plans $91.84 ↓ -77%
PA_Health_&_Wellness_Medicare All_Plans $91.84 ↓ -77%
Highmark Higmark_Healthy_Kids $132.02 ↓ -67%
Health_Partners_Medicaid Kidz_Partners $140.32 ↓ -65%
United_Medicaid Community_Plan_For_Kids $148.82 ↓ -63%
Blue_Cross Capital_Cares_4_kids $224.43 ↓ -44%
Cigna All_Plans $293.37 ↓ -26%
Highmark My_Direct_Blue $311.98 ↓ -22%
Highmark My_Priority_Blue_Flex $311.98 ↓ -22%
WellSpan_Capital_Blue_Cross All_Plans $318.72 ↓ -20%
Blue_Cross Capital_Blue_Performance_PPO $320.61 ↓ -20%
Blue_Cross All_Other_Plans $320.61 ↓ -20%
Highmark Performance_Blue $323.67 ↓ -19%
Highmark Choice_Blue_PPO $323.67 ↓ -19%
Highmark Blue_Cross_High_Performance_Network $323.67 ↓ -19%
Tower Health All_Plans $323.70 ↓ -19%
UPMC Employees_And_Dependents $323.70 ↓ -19%
UPMC UPMC_For_Kids $323.70 ↓ -19%
Geisinger All_Plans $323.70 ↓ -19%
Independence_Blue_Cross All_Plans $323.70 ↓ -19%
PHC All_Plans $348.60 ↓ -13%
Aetna All_Plans $385.45 ↓ -3%
Highmark All_Other_Plans $389.97 ↓ -2%
First_Health_Network All_Plans $423.80 ↑ +6%
United_Healthcare All_Plans $497.84 ↑ +25%

Visitor-reported prices

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Tbs techl calculation only at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Presbyterian Pittsburgh $93.60 $5.19 – $92.34
WellSpan Chambersburg Hospital Chambersburg $398.40 $26.95 – $497.84
WellSpan Waynesboro Hospital Waynesboro $398.40 $54.34 – $497.84
WellSpan Good Samaritan Hospital Lebanon $398.40 $26.95 – $497.84
WellSpan Gettysburg Hospital Gettysburg $398.40 $44.03 – $497.84

All Pennsylvania hospitals for this procedure →