Ghs insertion of needle - bone at WellSpan Ephrata Community Hospital

169 Martin Ave, Ephrata, PA · Wellspan · · NPI 1083615587

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$1,173.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,467.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$61.88 with UPMC_Medicaid vs $1,767.28 with Highmark — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC_Medicaid All_Plans $61.88 ↓ -95%
Highmark_Wholecare_Gateway_Medicaid All_Plans $61.88 ↓ -95%
Health_Partners_Medicaid All_Other_Plans $61.88 ↓ -95%
PA_Health_&_Wellness_Medicaid All_Plans $61.88 ↓ -95%
Geisinger_Medicaid All_Plans $61.88 ↓ -95%
Amerihealth_Caritas_Medicaid All_Plans $70.29 ↓ -94%
Aetna_Better_Health_Kids All_Plans $168.30 ↓ -86%
Blue_Cross_BlueJourney_Medicare All_Plans $258.19 ↓ -78%
Highmark_Medicare All_Plans $389.24 ↓ -67%
Aetna_Advantra_Medicare All_Plans $396.95 ↓ -66%
Aetna_Medicare All_Plans $396.95 ↓ -66%
UPMC_Medicare UPMC_for_Life_Community_HealthChoices $404.66 ↓ -66%
Devoted_Medicare All_Plans $404.66 ↓ -66%
Geisinger_Gold_Medicare All_Plans $404.66 ↓ -66%
United_Medicare ISNP_DSNP_Plans $404.66 ↓ -66%
UPMC_Medicare UPMC_for_Life_Complete_Care $404.66 ↓ -66%
Highmark_Wholecare_Gateway_Medicare All_Plans $406.39 ↓ -65%
Amerihealth_Medicare All_Plans $406.59 ↓ -65%
Jefferson_Health_Medicare_Advantage All_Plans $416.22 ↓ -65%
PA_Health_&_Wellness_Medicare All_Plans $416.22 ↓ -65%
Highmark Higmark_Healthy_Kids $598.32 ↓ -49%
Health_Partners_Medicaid Kidz_Partners $635.89 ↓ -46%
Blue_Cross Capital_Cares_4_kids $661.12 ↓ -44%
United_Medicaid Community_Plan_For_Kids $674.43 ↓ -43%
Cigna All_Plans $893.11 ↓ -24%
WellSpan_Capital_Blue_Cross All_Plans $938.88 ↓ -20%
Blue_Cross Capital_Blue_Performance_PPO $944.45 ↓ -20%
Blue_Cross All_Other_Plans $944.45 ↓ -20%
Tower Health All_Plans $953.55 ↓ -19%
UPMC Employees_And_Dependents $953.55 ↓ -19%
UPMC UPMC_For_Kids $953.55 ↓ -19%
Geisinger All_Plans $953.55 ↓ -19%
Independence_Blue_Cross All_Plans $953.55 ↓ -19%
PHC All_Plans $1,026.90 ↓ -13%
Aetna All_Plans $1,135.46 ↓ -3%
First_Health_Network All_Plans $1,248.42 ↑ +6%
United_Healthcare All_Plans $1,383.38 ↑ +18%
Highmark My_Direct_Blue $1,413.84 ↑ +20%
Highmark My_Priority_Blue_Flex $1,413.84 ↑ +20%
Highmark Blue_Cross_High_Performance_Network $1,466.83 ↑ +25%
Highmark Choice_Blue_PPO $1,466.83 ↑ +25%
Highmark Performance_Blue $1,466.83 ↑ +25%
Highmark All_Other_Plans $1,767.28 ↑ +51%

Visitor-reported prices

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Ghs insertion of needle - bone at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $530.40 $49.50 – $707.20
UPMC Bedford Everett $721.20 $51.98 – $1,081.80
UPMC Carlisle Carlisle $550.80 $62.87 – $780.30
UPMC Cole Coudersport $289.20 $45.18 – $213.06
UPMC Community Osteopathic Harrisburg $550.80 $62.87 – $780.30
UPMC East Monroeville $511.80 $54.45 – $682.40
UPMC Hamot Erie $672.00 $54.45 – $553.32
UPMC Northwest Seneca $678.60 $54.45 – $399.46

All Pennsylvania hospitals for this procedure →