Albumin body fluid quantitative each specimen at WellSpan Ephrata Community Hospital

169 Martin Ave, Ephrata, PA · Wellspan · · NPI 1083615587

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$32.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$41.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.89 with Amerihealth_Caritas_Medicaid vs $35.68 with Highmark — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth_Caritas_Medicaid All_Plans $3.89 ↓ -88%
Highmark_Wholecare_Gateway_Medicaid All_Plans $5.84 ↓ -82%
Blue_Cross_BlueJourney_Medicare All_Plans $7.22 ↓ -78%
Health_Partners_Medicaid All_Other_Plans $7.78 ↓ -76%
Highmark_Medicare All_Plans $7.86 ↓ -76%
Aetna_Medicare All_Plans $8.01 ↓ -76%
Aetna_Advantra_Medicare All_Plans $8.01 ↓ -76%
Geisinger_Gold_Medicare All_Plans $8.17 ↓ -75%
Devoted_Medicare All_Plans $8.17 ↓ -75%
UPMC_Medicare UPMC_for_Life_Community_HealthChoices $8.17 ↓ -75%
UPMC_Medicare UPMC_for_Life_Complete_Care $8.17 ↓ -75%
United_Medicare ISNP_DSNP_Plans $8.17 ↓ -75%
Highmark_Wholecare_Gateway_Medicare All_Plans $8.20 ↓ -75%
Amerihealth_Medicare All_Plans $8.21 ↓ -75%
Jefferson_Health_Medicare_Advantage All_Plans $8.40 ↓ -74%
PA_Health_&_Wellness_Medicare All_Plans $8.40 ↓ -74%
Highmark Higmark_Healthy_Kids $12.08 ↓ -63%
Health_Partners_Medicaid Kidz_Partners $12.84 ↓ -61%
United_Medicaid Community_Plan_For_Kids $13.62 ↓ -58%
PHC All_Plans $16.40 ↓ -50%
Blue_Cross Capital_Cares_4_kids $18.48 ↓ -44%
United_Healthcare All_Plans $23.34 ↓ -29%
Cigna All_Plans $26.17 ↓ -20%
WellSpan_Capital_Blue_Cross All_Plans $26.24 ↓ -20%
Blue_Cross Capital_Blue_Performance_PPO $26.40 ↓ -20%
Blue_Cross All_Other_Plans $26.40 ↓ -20%
Tower Health All_Plans $26.65 ↓ -19%
UPMC Employees_And_Dependents $26.65 ↓ -19%
UPMC UPMC_For_Kids $26.65 ↓ -19%
Geisinger All_Plans $26.65 ↓ -19%
Independence_Blue_Cross All_Plans $26.65 ↓ -19%
Highmark My_Priority_Blue_Flex $28.54 ↓ -13%
Highmark My_Direct_Blue $28.54 ↓ -13%
Highmark Blue_Cross_High_Performance_Network $29.61 ↓ -10%
Highmark Performance_Blue $29.61 ↓ -10%
Highmark Choice_Blue_PPO $29.61 ↓ -10%
Aetna All_Plans $32.13 ↓ -2%
First_Health_Network All_Plans $35.32 ↑ +8%
Highmark All_Other_Plans $35.68 ↑ +9%

Visitor-reported prices

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Albumin body fluid quantitative each specimen at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $151.20 $2.41 – $201.60
UPMC Bedford Everett $28.20 $0.67 – $42.30
UPMC Carlisle Carlisle $40.20 $2.41 – $56.95
UPMC Cole Coudersport $39.60 $2.41 – $52.80
UPMC Community Osteopathic Harrisburg $40.20 $2.41 – $56.95
UPMC East Monroeville $34.20 $0.66 – $45.60
UPMC Hamot Erie $127.20 $1.20 – $8.40
UPMC Northwest Seneca $15.00 $0.67 – $8.40

All Pennsylvania hospitals for this procedure →