Treatment of thigh fracture at UPMC Cole
1001 East Second Street, Coudersport, PA · UPMC · · NPI 110485184
$1,671.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$2,786.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$126.96 with Highmark BCBS of PA vs $2,866.64 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark BCBS of PA | Community Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $126.96 | ↓ -92% |
| UPMC Health Plan | Managed Medicare | $128.24 | ↓ -92% |
| United Healthcare | Medicare | $128.24 | ↓ -92% |
| AmeriHealth Caritas | Medicare | $128.24 | ↓ -92% |
| Humana | Medicare | $129.52 | ↓ -92% |
| AmeriHealth Caritas | Medicaid | $131.45 | ↓ -92% |
| AmeriHealth Caritas | Community HealthChoices (CHC) | $131.45 | ↓ -92% |
| UPMC Health Plan | Managed Medicaid | $132.82 | ↓ -92% |
| Cigna | Medicare | $134.65 | ↓ -92% |
| PA Health & Wellness | Medicare Advantage (Allwell by Wellcare) | $138.50 | ↓ -92% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP | $138.50 | ↓ -92% |
| Aetna | Medicare | $139.69 | ↓ -92% |
| Highmark Wholecare (prev Gateway) | Medicaid | $183.20 | ↓ -89% |
| Aetna | CHIP/Medicaid | $256.73 | ↓ -85% |
| UPMC Health Plan | Commercial | $320.60 | ↓ -81% |
| Geisinger | Medicaid | $339.83 | ↓ -80% |
| Geisinger | Commercial | $343.50 | ↓ -79% |
| InterGroup | PPO | $366.40 | ↓ -78% |
| Humana | Commercial | $366.40 | ↓ -78% |
| Galaxy Health Plan | Commercial | $366.40 | ↓ -78% |
| Multiplan | Worker's Compensation | $366.40 | ↓ -78% |
| Multiplan | PPO/Auto | $366.40 | ↓ -78% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $368.71 | ↓ -78% |
| Aetna | Commercial | $375.56 | ↓ -78% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $416.68 | ↓ -75% |
| BCBS of Western NY | Medicare Advantage | $771.51 | ↓ -54% |
| UPMC Work Partners | Workers Comp | $1,098.00 | ↓ -34% |
| UPMC Health Plan | CHIP | $1,714.38 | ↑ +3% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $2,354.08 | ↑ +41% |
| Highmark BCBS of PA | Managed Care - Social Mission | $2,354.08 | ↑ +41% |
| Highmark BCBS of PA | Commercial - Indemnity | $2,866.64 | ↑ +71% |
| Highmark BCBS of PA | Managed Care | $2,866.64 | ↑ +71% |
| United Healthcare | Commercial | not published by hospital | — |
Visitor-reported prices
Comments
Treatment of thigh fracture at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Carlisle | Carlisle | $759.00 | $173.31 – $1,149.07 |
| UPMC Community Osteopathic | Harrisburg | $759.00 | $233.61 – $1,714.38 |
| UPMC Hamot | Erie | $3,021.60 | $263.94 – $1,127.86 |
| UPMC Hanover | Hanover | $759.00 | $226.87 – $1,144.70 |
| UPMC Lititz | Lititz | $759.00 | $228.10 – $1,149.07 |
| UPMC Memorial | York | $759.00 | $239.91 – $1,144.70 |
| UPMC Muncy | Muncy | $825.60 | $268.95 – $1,206.55 |
| UPMC Somerset | Somerset | $759.00 | $226.41 – $1,098.00 |