Sp bone agrft morsel add-on at UPMC Cole

1001 East Second Street, Coudersport, PA · UPMC · · NPI 110485184

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 13, 2026

$231.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$386.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$47.40 with Highmark BCBS of PA vs $1,041.88 with BCBS of Western NY — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark BCBS of PA Community Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $47.40 ↓ -80%
AmeriHealth Caritas Medicare $47.88 ↓ -79%
UPMC Health Plan Managed Medicare $47.88 ↓ -79%
United Healthcare Medicare $47.88 ↓ -79%
Humana Medicare $48.36 ↓ -79%
AmeriHealth Caritas Community HealthChoices (CHC) $49.08 ↓ -79%
AmeriHealth Caritas Medicaid $49.08 ↓ -79%
UPMC Health Plan Managed Medicaid $49.59 ↓ -79%
Cigna Medicare $50.27 ↓ -78%
PA Health & Wellness Allwell Medicare Advantage DSNP $51.71 ↓ -78%
PA Health & Wellness Medicare Advantage (Allwell by Wellcare) $51.71 ↓ -78%
Aetna Medicare $52.16 ↓ -77%
Highmark Wholecare (prev Gateway) Medicaid $68.40 ↓ -70%
Geisinger Medicaid $94.05 ↓ -59%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $94.05 ↓ -59%
UPMC Health Plan Commercial $119.70 ↓ -48%
Geisinger Commercial $128.25 ↓ -45%
InterGroup PPO $136.80 ↓ -41%
Humana Commercial $136.80 ↓ -41%
Galaxy Health Plan Commercial $136.80 ↓ -41%
Multiplan Worker's Compensation $136.80 ↓ -41%
Multiplan PPO/Auto $136.80 ↓ -41%
Aetna Commercial $140.22 ↓ -39%
UPMC Work Partners Workers Comp $549.63 ↑ +137%
Highmark BCBS of PA Managed Care - Social Mission $700.68 ↑ +203%
Highmark BCBS of PA Commercial - Social Mission Indemnity $700.68 ↑ +203%
UPMC Health Plan CHIP $717.58 ↑ +210%
Highmark BCBS of PA Managed Care $853.22 ↑ +268%
Highmark BCBS of PA Commercial - Indemnity $853.22 ↑ +268%
BCBS of Western NY Medicare Advantage $1,041.88 ↑ +350%
United Healthcare Commercial not published by hospital

Visitor-reported prices

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Sp bone agrft morsel add-on at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona not published $320.75 – $717.58
UPMC Community Osteopathic Harrisburg not published $134.59 – $23,763.60
UPMC Mercy Pittsburgh not published $320.75 – $625.00

All Pennsylvania hospitals for this procedure →