Sp bone agrft morsel add-on at UPMC Cole
1001 East Second Street, Coudersport, PA · UPMC · · NPI 110485184
$231.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$386.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$47.40 with Highmark BCBS of PA vs $1,041.88 with BCBS of Western NY — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark BCBS of PA | Community Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $47.40 | ↓ -80% |
| AmeriHealth Caritas | Medicare | $47.88 | ↓ -79% |
| UPMC Health Plan | Managed Medicare | $47.88 | ↓ -79% |
| United Healthcare | Medicare | $47.88 | ↓ -79% |
| Humana | Medicare | $48.36 | ↓ -79% |
| AmeriHealth Caritas | Community HealthChoices (CHC) | $49.08 | ↓ -79% |
| AmeriHealth Caritas | Medicaid | $49.08 | ↓ -79% |
| UPMC Health Plan | Managed Medicaid | $49.59 | ↓ -79% |
| Cigna | Medicare | $50.27 | ↓ -78% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP | $51.71 | ↓ -78% |
| PA Health & Wellness | Medicare Advantage (Allwell by Wellcare) | $51.71 | ↓ -78% |
| Aetna | Medicare | $52.16 | ↓ -77% |
| Highmark Wholecare (prev Gateway) | Medicaid | $68.40 | ↓ -70% |
| Geisinger | Medicaid | $94.05 | ↓ -59% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $94.05 | ↓ -59% |
| UPMC Health Plan | Commercial | $119.70 | ↓ -48% |
| Geisinger | Commercial | $128.25 | ↓ -45% |
| InterGroup | PPO | $136.80 | ↓ -41% |
| Humana | Commercial | $136.80 | ↓ -41% |
| Galaxy Health Plan | Commercial | $136.80 | ↓ -41% |
| Multiplan | Worker's Compensation | $136.80 | ↓ -41% |
| Multiplan | PPO/Auto | $136.80 | ↓ -41% |
| Aetna | Commercial | $140.22 | ↓ -39% |
| UPMC Work Partners | Workers Comp | $549.63 | ↑ +137% |
| Highmark BCBS of PA | Managed Care - Social Mission | $700.68 | ↑ +203% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $700.68 | ↑ +203% |
| UPMC Health Plan | CHIP | $717.58 | ↑ +210% |
| Highmark BCBS of PA | Managed Care | $853.22 | ↑ +268% |
| Highmark BCBS of PA | Commercial - Indemnity | $853.22 | ↑ +268% |
| BCBS of Western NY | Medicare Advantage | $1,041.88 | ↑ +350% |
| United Healthcare | Commercial | not published by hospital | — |
Visitor-reported prices
Comments
Sp bone agrft morsel add-on at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | not published | $320.75 – $717.58 |
| UPMC Community Osteopathic | Harrisburg | not published | $134.59 – $23,763.60 |
| UPMC Mercy | Pittsburgh | not published | $320.75 – $625.00 |