healthcosts.net
Skin Biopsy at UPMC Cole
1001 East Second Street, Coudersport, PA · UPMC · · NPI 110485184
$357.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$596.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$31.88 with Highmark BCBS of PA vs $2,094.25 with BCBS of Western NY — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark BCBS of PA | Community Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $31.88 | ↓ -91% |
| AmeriHealth Caritas | Medicare | $32.20 | ↓ -91% |
| UPMC Health Plan | Managed Medicare | $32.20 | ↓ -91% |
| Humana | Medicare | $32.52 | ↓ -91% |
| AmeriHealth Caritas | Community HealthChoices (CHC) | $33.01 | ↓ -91% |
| AmeriHealth Caritas | Medicaid | $33.01 | ↓ -91% |
| UPMC Health Plan | Managed Medicaid | $33.35 | ↓ -91% |
| Cigna | Medicare | $33.81 | ↓ -91% |
| Aetna | CHIP/Medicaid | $33.84 | ↓ -91% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP | $34.78 | ↓ -90% |
| PA Health & Wellness | Medicare Advantage (Allwell by Wellcare) | $34.78 | ↓ -90% |
| Aetna | Medicare | $35.08 | ↓ -90% |
| Geisinger | Medicaid | $44.80 | ↓ -87% |
| Highmark Wholecare (prev Gateway) | Medicaid | $46.00 | ↓ -87% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $48.60 | ↓ -86% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $54.93 | ↓ -85% |
| UPMC Health Plan | Commercial | $80.50 | ↓ -77% |
| Geisinger | Commercial | $86.25 | ↓ -76% |
| Galaxy Health Plan | Commercial | $92.00 | ↓ -74% |
| Humana | Commercial | $92.00 | ↓ -74% |
| Multiplan | Worker's Compensation | $92.00 | ↓ -74% |
| Multiplan | PPO/Auto | $92.00 | ↓ -74% |
| InterGroup | PPO | $92.00 | ↓ -74% |
| Aetna | Commercial | $94.30 | ↓ -74% |
| UPMC Work Partners | Workers Comp | $116.66 | ↓ -67% |
| United Healthcare | Medicare | $166.88 | ↓ -53% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $444.33 | ↑ +24% |
| Highmark BCBS of PA | Managed Care - Social Mission | $444.33 | ↑ +24% |
| Highmark BCBS of PA | Commercial - Indemnity | $541.07 | ↑ +51% |
| Highmark BCBS of PA | Managed Care | $541.07 | ↑ +51% |
| UPMC Health Plan | CHIP | $604.18 | ↑ +69% |
| BCBS of Western NY | Medicare Advantage | $2,094.25 | ↑ +486% |
| United Healthcare | Commercial | not published by hospital | — |
Visitor-reported prices
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Skin Biopsy at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $823.80 | $35.45 – $1,167.05 |
| UPMC Carlisle | Carlisle | $575.40 | $40.93 – $1,016.56 |
| UPMC Altoona | Altoona | $613.80 | $32.23 – $818.40 |
| UPMC Bedford | Everett | $381.60 | $33.84 – $572.40 |
| UPMC Hanover | Hanover | $575.40 | $40.93 – $1,016.56 |
| UPMC Horizon-Greenville | Greenville | $823.80 | $35.45 – $1,167.05 |
| UPMC Kane | Kane | $98.40 | $35.45 – $131.20 |
| UPMC Lititz | Lititz | $575.40 | $40.93 – $1,016.56 |