Reconstruction of nose at UPMC Cole
1001 East Second Street, Coudersport, PA · UPMC · · NPI 110485184
$2,494.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,157.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,152.32 with Highmark BCBS of PA vs $7,890.55 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark BCBS of PA | Community Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $1,152.32 | ↓ -54% |
| AmeriHealth Caritas | Medicare | $1,163.96 | ↓ -53% |
| UPMC Health Plan | Managed Medicare | $1,163.96 | ↓ -53% |
| Humana | Medicare | $1,175.60 | ↓ -53% |
| AmeriHealth Caritas | Community HealthChoices (CHC) | $1,193.06 | ↓ -52% |
| AmeriHealth Caritas | Medicaid | $1,193.06 | ↓ -52% |
| UPMC Health Plan | Managed Medicaid | $1,205.53 | ↓ -52% |
| Cigna | Medicare | $1,222.16 | ↓ -51% |
| PA Health & Wellness | Medicare Advantage (Allwell by Wellcare) | $1,257.08 | ↓ -50% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP | $1,257.08 | ↓ -50% |
| Aetna | Medicare | $1,267.88 | ↓ -49% |
| Highmark Wholecare (prev Gateway) | Medicaid | $1,662.80 | ↓ -33% |
| BCBS of Western NY | Medicare Advantage | $1,677.17 | ↓ -33% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $2,286.35 | ↓ -8% |
| Geisinger | Medicaid | $2,286.35 | ↓ -8% |
| UPMC Health Plan | Commercial | $2,909.90 | ↑ +17% |
| Geisinger | Commercial | $3,117.75 | ↑ +25% |
| InterGroup | PPO | $3,325.60 | ↑ +33% |
| Humana | Commercial | $3,325.60 | ↑ +33% |
| Galaxy Health Plan | Commercial | $3,325.60 | ↑ +33% |
| Multiplan | Worker's Compensation | $3,325.60 | ↑ +33% |
| Multiplan | PPO/Auto | $3,325.60 | ↑ +33% |
| UPMC Work Partners | Workers Comp | $3,361.85 | ↑ +35% |
| Aetna | Commercial | $3,408.74 | ↑ +37% |
| UPMC Health Plan | CHIP | $3,906.84 | ↑ +57% |
| Highmark BCBS of PA | Managed Care - Social Mission | $6,479.72 | ↑ +160% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $6,479.72 | ↑ +160% |
| Highmark BCBS of PA | Commercial - Indemnity | $7,890.55 | ↑ +216% |
| Highmark BCBS of PA | Managed Care | $7,890.55 | ↑ +216% |
Visitor-reported prices
Comments
Reconstruction of nose at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Uniontown Hospital | Uniontown | $6,488.67 | $205.80 – $11,917.49 |
| UPMC Altoona | Altoona | not published | $1,232.68 – $6,091.06 |
| UPMC Hamot | Erie | not published | $1,232.68 – $8,202.79 |
| UPMC Northwest | Seneca | not published | $1,845.56 – $6,091.06 |
| UPMC Passavant-McCandless | Pittsburgh | not published | $1,244.42 – $6,203.86 |
| UPMC Presbyterian | Pittsburgh | not published | $1,244.42 – $6,203.86 |
| WellSpan Ephrata Community Hospital | Ephrata | not published | $14,381.00 – $14,381.00 |