Obtaining screen pap smear at UPMC Cole
1001 East Second Street, Coudersport, PA · UPMC · · NPI 110485184
$48.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$81.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$19.38 with BCBS of Western NY vs $234.85 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS of Western NY | Medicare Advantage | $19.38 | ↓ -60% |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $22.45 | ↓ -54% |
| UPMC Health Plan | Managed Medicare | $22.68 | ↓ -53% |
| AmeriHealth Caritas | Medicare | $22.68 | ↓ -53% |
| United Healthcare | Medicare | $22.68 | ↓ -53% |
| Humana | Medicare | $22.91 | ↓ -53% |
| AmeriHealth Caritas | Community HealthChoices (CHC) | $23.25 | ↓ -52% |
| AmeriHealth Caritas | Medicaid | $23.25 | ↓ -52% |
| UPMC Health Plan | Managed Medicaid | $23.49 | ↓ -52% |
| Cigna | Medicare | $23.81 | ↓ -51% |
| PA Health & Wellness | Medicare Advantage (Allwell by Wellcare) | $24.49 | ↓ -50% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP | $24.49 | ↓ -50% |
| Aetna | Medicare | $24.70 | ↓ -49% |
| Highmark Wholecare (prev Gateway) | Medicaid | $32.40 | ↓ -33% |
| Geisinger | Medicaid | $44.55 | ↓ -8% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $44.55 | ↓ -8% |
| UPMC Health Plan | Commercial | $56.70 | ↑ +17% |
| Geisinger | Commercial | $60.75 | ↑ +25% |
| Humana | Commercial | $64.80 | ↑ +33% |
| Multiplan | Worker's Compensation | $64.80 | ↑ +33% |
| Galaxy Health Plan | Commercial | $64.80 | ↑ +33% |
| Multiplan | PPO/Auto | $64.80 | ↑ +33% |
| InterGroup | PPO | $64.80 | ↑ +33% |
| Aetna | Commercial | $66.42 | ↑ +37% |
| United Healthcare | Commercial | $168.00 | ↑ +246% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $192.87 | ↑ +297% |
| Highmark BCBS of PA | Managed Care - Social Mission | $192.87 | ↑ +297% |
| UPMC Health Plan | CHIP | $197.90 | ↑ +307% |
| Highmark BCBS of PA | Managed Care | $234.85 | ↑ +383% |
| Highmark BCBS of PA | Commercial - Indemnity | $234.85 | ↑ +383% |
| UPMC Work Partners | Workers Comp | not published by hospital | — |
Visitor-reported prices
Comments
Obtaining screen pap smear at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $48.00 | $10.00 – $64.00 |
| UPMC Community Osteopathic | Harrisburg | $24.60 | $8.20 – $197.90 |
| UPMC Magee | Pittsburgh | $57.00 | $10.10 – $25.68 |
| UPMC Mercy | Pittsburgh | $48.00 | $10.00 – $25.68 |
| UPMC Passavant-McCandless | Pittsburgh | $57.00 | $10.10 – $25.68 |
| UPMC Presbyterian | Pittsburgh | $48.00 | $10.10 – $319.98 |
| UPMC Somerset | Somerset | $24.60 | $9.90 – $25.22 |
| UPMC Wellsboro | Wellsboro | $64.00 | $19.49 – $19.49 |