Nsl/sins ndsc tot w/sphendt at UPMC Cole
1001 East Second Street, Coudersport, PA · UPMC · · NPI 110485184
$549.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$915.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$253.64 with Highmark BCBS of PA vs $5,438.83 with UPMC Health Plan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark BCBS of PA | Community Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $253.64 | ↓ -54% |
| AmeriHealth Caritas | Medicare | $256.20 | ↓ -53% |
| UPMC Health Plan | Managed Medicare | $256.20 | ↓ -53% |
| Humana | Medicare | $258.76 | ↓ -53% |
| AmeriHealth Caritas | Community HealthChoices (CHC) | $262.61 | ↓ -52% |
| AmeriHealth Caritas | Medicaid | $262.61 | ↓ -52% |
| UPMC Health Plan | Managed Medicaid | $265.35 | ↓ -52% |
| Cigna | Medicare | $269.01 | ↓ -51% |
| PA Health & Wellness | Medicare Advantage (Allwell by Wellcare) | $276.70 | ↓ -50% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP | $276.70 | ↓ -50% |
| Aetna | Medicare | $279.07 | ↓ -49% |
| Highmark Wholecare (prev Gateway) | Medicaid | $366.00 | ↓ -33% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $503.25 | ↓ -8% |
| Geisinger | Medicaid | $503.25 | ↓ -8% |
| UPMC Work Partners | Workers Comp | $579.71 | ↑ +6% |
| UPMC Health Plan | Commercial | $640.50 | ↑ +17% |
| Geisinger | Commercial | $686.25 | ↑ +25% |
| InterGroup | PPO | $732.00 | ↑ +33% |
| Humana | Commercial | $732.00 | ↑ +33% |
| Galaxy Health Plan | Commercial | $732.00 | ↑ +33% |
| Multiplan | Worker's Compensation | $732.00 | ↑ +33% |
| Multiplan | PPO/Auto | $732.00 | ↑ +33% |
| Aetna | Commercial | $750.30 | ↑ +37% |
| BCBS of Western NY | Medicare Advantage | $1,192.92 | ↑ +117% |
| Highmark BCBS of PA | Managed Care - Social Mission | $1,979.67 | ↑ +261% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $1,979.67 | ↑ +261% |
| Highmark BCBS of PA | Managed Care | $2,410.70 | ↑ +339% |
| Highmark BCBS of PA | Commercial - Indemnity | $2,410.70 | ↑ +339% |
| UPMC Health Plan | CHIP | $5,438.83 | ↑ +891% |
Visitor-reported prices
Comments
Nsl/sins ndsc tot w/sphendt at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Uniontown Hospital | Uniontown | $5,529.75 | $6,840.49 – $15,938.34 |
| UPMC Altoona | Altoona | not published | $285.92 – $7,127.72 |
| UPMC Bedford | Everett | not published | $579.71 – $7,127.72 |
| UPMC Community Osteopathic | Harrisburg | not published | $606.67 – $15,488.55 |
| UPMC Hamot | Erie | not published | $285.92 – $9,598.86 |
| UPMC Hanover | Hanover | not published | $606.67 – $10,580.86 |
| UPMC Mercy | Pittsburgh | not published | $285.92 – $7,259.71 |
| UPMC Presbyterian | Pittsburgh | not published | $288.64 – $7,259.71 |