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Neck MRA (blood vessel MRI, with contrast) at UPMC Cole
1001 East Second Street, Coudersport, PA · UPMC · · NPI 110485184
$1,384.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,307.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$296.49 with BCBS of Western NY vs $3,305.06 with UPMC Health Plan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS of Western NY | Medicare Advantage | $296.49 | ↓ -79% |
| Aetna | CHIP/Medicaid | $339.00 | ↓ -76% |
| Geisinger | Medicaid | $448.74 | ↓ -68% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $486.87 | ↓ -65% |
| Aetna | Commercial | $513.95 | ↓ -63% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $550.22 | ↓ -60% |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $639.50 | ↓ -54% |
| AmeriHealth Caritas | Medicare | $645.96 | ↓ -53% |
| UPMC Health Plan | Managed Medicare | $645.96 | ↓ -53% |
| United Healthcare | Medicare | $645.96 | ↓ -53% |
| Humana | Medicare | $652.42 | ↓ -53% |
| AmeriHealth Caritas | Community HealthChoices (CHC) | $662.11 | ↓ -52% |
| AmeriHealth Caritas | Medicaid | $662.11 | ↓ -52% |
| UPMC Health Plan | Managed Medicaid | $669.03 | ↓ -52% |
| Cigna | Medicare | $678.26 | ↓ -51% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP | $697.64 | ↓ -50% |
| PA Health & Wellness | Medicare Advantage (Allwell by Wellcare) | $697.64 | ↓ -50% |
| Aetna | Medicare | $703.63 | ↓ -49% |
| Highmark Wholecare (prev Gateway) | Medicaid | $922.80 | ↓ -33% |
| UPMC Work Partners | Workers Comp | $959.98 | ↓ -31% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $998.14 | ↓ -28% |
| Highmark BCBS of PA | Managed Care - Social Mission | $998.14 | ↓ -28% |
| Highmark BCBS of PA | Commercial - Indemnity | $1,215.43 | ↓ -12% |
| Highmark BCBS of PA | Managed Care | $1,215.43 | ↓ -12% |
| UPMC Health Plan | Commercial | $1,614.90 | ↑ +17% |
| Geisinger | Commercial | $1,730.25 | ↑ +25% |
| Galaxy Health Plan | Commercial | $1,845.60 | ↑ +33% |
| Humana | Commercial | $1,845.60 | ↑ +33% |
| Multiplan | Worker's Compensation | $1,845.60 | ↑ +33% |
| Multiplan | PPO/Auto | $1,845.60 | ↑ +33% |
| InterGroup | PPO | $1,845.60 | ↑ +33% |
| United Healthcare | Commercial | $1,977.00 | ↑ +43% |
| UPMC Health Plan | CHIP | $3,305.06 | ↑ +139% |
Visitor-reported prices
Comments
Neck MRA (blood vessel MRI, with contrast) at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC East | Monroeville | $5,074.20 | $341.40 – $6,765.60 |
| UPMC Passavant-McCandless | Pittsburgh | $4,621.20 | $316.41 – $6,546.70 |
| UPMC Hamot | Erie | $1,396.20 | $185.29 – $1,628.90 |
| UPMC Carlisle | Carlisle | $2,854.80 | $338.22 – $4,044.30 |
| UPMC Altoona | Altoona | $1,699.20 | $267.41 – $2,265.60 |
| UPMC Community Osteopathic | Harrisburg | $2,854.80 | $347.79 – $4,044.30 |
| UPMC Hanover | Hanover | $2,854.80 | $337.76 – $4,139.46 |
| UPMC Horizon-Greenville | Greenville | $1,802.40 | $304.83 – $2,553.40 |