Muscle-skin graft trunk at UPMC Cole
1001 East Second Street, Coudersport, PA · UPMC · · NPI 110485184
$2,112.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,521.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$976.02 with Highmark BCBS of PA vs $8,091.40 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark BCBS of PA | Community Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $976.02 | ↓ -54% |
| UPMC Health Plan | Managed Medicare | $985.88 | ↓ -53% |
| AmeriHealth Caritas | Medicare | $985.88 | ↓ -53% |
| Humana | Medicare | $995.74 | ↓ -53% |
| AmeriHealth Caritas | Medicaid | $1,010.53 | ↓ -52% |
| AmeriHealth Caritas | Community HealthChoices (CHC) | $1,010.53 | ↓ -52% |
| UPMC Health Plan | Managed Medicaid | $1,021.09 | ↓ -52% |
| Cigna | Medicare | $1,035.17 | ↓ -51% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP | $1,064.75 | ↓ -50% |
| PA Health & Wellness | Medicare Advantage (Allwell by Wellcare) | $1,064.75 | ↓ -50% |
| Aetna | Medicare | $1,073.90 | ↓ -49% |
| BCBS of Western NY | Medicare Advantage | $1,192.92 | ↓ -44% |
| Highmark Wholecare (prev Gateway) | Medicaid | $1,408.40 | ↓ -33% |
| Geisinger | Medicaid | $1,936.55 | ↓ -8% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $1,936.55 | ↓ -8% |
| UPMC Health Plan | Commercial | $2,464.70 | ↑ +17% |
| UPMC Health Plan | CHIP | $2,636.03 | ↑ +25% |
| Geisinger | Commercial | $2,640.75 | ↑ +25% |
| InterGroup | PPO | $2,816.80 | ↑ +33% |
| Humana | Commercial | $2,816.80 | ↑ +33% |
| Galaxy Health Plan | Commercial | $2,816.80 | ↑ +33% |
| Multiplan | Worker's Compensation | $2,816.80 | ↑ +33% |
| Multiplan | PPO/Auto | $2,816.80 | ↑ +33% |
| Aetna | Commercial | $2,887.22 | ↑ +37% |
| UPMC Work Partners | Workers Comp | $5,106.31 | ↑ +142% |
| Highmark BCBS of PA | Managed Care - Social Mission | $6,644.65 | ↑ +215% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $6,644.65 | ↑ +215% |
| Highmark BCBS of PA | Managed Care | $8,091.40 | ↑ +283% |
| Highmark BCBS of PA | Commercial - Indemnity | $8,091.40 | ↑ +283% |
Visitor-reported prices
Comments
Muscle-skin graft trunk at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Community Osteopathic | Harrisburg | not published | $1,016.56 – $5,805.45 |
| UPMC East | Monroeville | not published | $844.93 – $5,179.67 |
| UPMC Hamot | Erie | not published | $836.96 – $5,179.67 |
| UPMC Lititz | Lititz | not published | $1,016.56 – $5,625.95 |
| UPMC Magee | Pittsburgh | not published | $844.93 – $5,179.67 |
| UPMC Mercy | Pittsburgh | not published | $681.00 – $5,160.46 |
| UPMC Presbyterian | Pittsburgh | not published | $844.93 – $6,000.54 |
| WellSpan Good Samaritan Hospital | Lebanon | not published | $1,101.92 – $18,643.49 |