Great toe with reduction 28495 at UPMC Cole
1001 East Second Street, Coudersport, PA · UPMC · · NPI 110485184
$1,693.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,822.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$79.28 with Aetna vs $2,325.85 with BCBS of Western NY — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | CHIP/Medicaid | $79.28 | ↓ -95% |
| Geisinger | Medicaid | $104.94 | ↓ -94% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $113.85 | ↓ -93% |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $125.57 | ↓ -93% |
| UPMC Health Plan | Managed Medicare | $126.84 | ↓ -93% |
| AmeriHealth Caritas | Medicare | $126.84 | ↓ -93% |
| Humana | Medicare | $128.11 | ↓ -92% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $128.67 | ↓ -92% |
| AmeriHealth Caritas | Medicaid | $130.01 | ↓ -92% |
| AmeriHealth Caritas | Community HealthChoices (CHC) | $130.01 | ↓ -92% |
| UPMC Health Plan | Managed Medicaid | $131.37 | ↓ -92% |
| Cigna | Medicare | $133.18 | ↓ -92% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP | $136.99 | ↓ -92% |
| PA Health & Wellness | Medicare Advantage (Allwell by Wellcare) | $136.99 | ↓ -92% |
| Aetna | Medicare | $138.16 | ↓ -92% |
| Highmark Wholecare (prev Gateway) | Medicaid | $181.20 | ↓ -89% |
| UPMC Work Partners | Workers Comp | $249.58 | ↓ -85% |
| UPMC Health Plan | Commercial | $317.10 | ↓ -81% |
| Geisinger | Commercial | $339.75 | ↓ -80% |
| InterGroup | PPO | $362.40 | ↓ -79% |
| Humana | Commercial | $362.40 | ↓ -79% |
| Galaxy Health Plan | Commercial | $362.40 | ↓ -79% |
| Multiplan | Worker's Compensation | $362.40 | ↓ -79% |
| Multiplan | PPO/Auto | $362.40 | ↓ -79% |
| Aetna | Commercial | $371.46 | ↓ -78% |
| United Healthcare | Medicare | $790.16 | ↓ -53% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $791.64 | ↓ -53% |
| Highmark BCBS of PA | Managed Care - Social Mission | $791.64 | ↓ -53% |
| Highmark BCBS of PA | Managed Care | $964.00 | ↓ -43% |
| Highmark BCBS of PA | Commercial - Indemnity | $964.00 | ↓ -43% |
| UPMC Health Plan | CHIP | $2,298.30 | ↑ +36% |
| BCBS of Western NY | Medicare Advantage | $2,325.85 | ↑ +37% |
| United Healthcare | Commercial | not published by hospital | — |
Visitor-reported prices
Comments
Great toe with reduction 28495 at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $3,184.80 | $75.50 – $4,246.40 |
| UPMC Carlisle | Carlisle | $759.00 | $95.89 – $1,075.25 |
| UPMC Community Osteopathic | Harrisburg | $759.00 | $95.89 – $2,298.30 |
| UPMC East | Monroeville | $3,706.20 | $83.05 – $4,941.60 |
| UPMC Hamot | Erie | $4,066.80 | $83.05 – $729.80 |
| UPMC Northwest | Seneca | $4,620.00 | $83.05 – $263.54 |
| UPMC Hanover | Hanover | $759.00 | $95.89 – $1,016.56 |
| UPMC Jameson | New Castle | $3,178.80 | $83.05 – $892.40 |