Exploration of knee joint at UPMC Cole
1001 East Second Street, Coudersport, PA · UPMC · · NPI 110485184
$1,357.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,263.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$400.05 with Aetna vs $3,976.65 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | CHIP/Medicaid | $400.05 | ↓ -71% |
| Geisinger | Medicaid | $529.55 | ↓ -61% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $574.55 | ↓ -58% |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $627.30 | ↓ -54% |
| UPMC Health Plan | Managed Medicare | $633.64 | ↓ -53% |
| AmeriHealth Caritas | Medicare | $633.64 | ↓ -53% |
| Humana | Medicare | $639.98 | ↓ -53% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $649.30 | ↓ -52% |
| AmeriHealth Caritas | Community HealthChoices (CHC) | $649.48 | ↓ -52% |
| AmeriHealth Caritas | Medicaid | $649.48 | ↓ -52% |
| UPMC Health Plan | Managed Medicaid | $656.27 | ↓ -52% |
| Cigna | Medicare | $665.32 | ↓ -51% |
| PA Health & Wellness | Medicare Advantage (Allwell by Wellcare) | $684.33 | ↓ -50% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP | $684.33 | ↓ -50% |
| Aetna | Medicare | $690.22 | ↓ -49% |
| Highmark Wholecare (prev Gateway) | Medicaid | $905.20 | ↓ -33% |
| BCBS of Western NY | Medicare Advantage | $1,470.59 | ↑ +8% |
| UPMC Health Plan | Commercial | $1,584.10 | ↑ +17% |
| Geisinger | Commercial | $1,697.25 | ↑ +25% |
| InterGroup | PPO | $1,810.40 | ↑ +33% |
| Humana | Commercial | $1,810.40 | ↑ +33% |
| Galaxy Health Plan | Commercial | $1,810.40 | ↑ +33% |
| Multiplan | Worker's Compensation | $1,810.40 | ↑ +33% |
| Multiplan | PPO/Auto | $1,810.40 | ↑ +33% |
| UPMC Work Partners | Workers Comp | $1,813.00 | ↑ +34% |
| Aetna | Commercial | $1,855.66 | ↑ +37% |
| UPMC Health Plan | CHIP | $3,251.70 | ↑ +139% |
| Highmark BCBS of PA | Managed Care - Social Mission | $3,265.62 | ↑ +141% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $3,265.62 | ↑ +141% |
| Highmark BCBS of PA | Commercial - Indemnity | $3,976.65 | ↑ +193% |
| Highmark BCBS of PA | Managed Care | $3,976.65 | ↑ +193% |
Visitor-reported prices
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Exploration of knee joint at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Hamot | Erie | $5,799.00 | $419.10 – $4,499.05 |
| UPMC Horizon-Greenville | Greenville | $4,599.60 | $419.10 – $3,340.82 |
| UPMC Jameson | New Castle | $4,599.60 | $419.10 – $4,176.02 |
| UPMC Magee | Pittsburgh | $5,046.00 | $419.10 – $3,340.82 |
| UPMC Passavant-McCandless | Pittsburgh | $5,776.80 | $419.10 – $3,402.68 |
| UPMC Presbyterian | Pittsburgh | $8,659.80 | $419.10 – $3,402.68 |
| UPMC St. Margaret | Pittsburgh | $5,891.40 | $419.10 – $3,402.68 |
| UPMC Williamsport | Williamsport | $6,400.80 | $419.10 – $3,309.88 |