Emg 3 ext w-w/o paraspinal area 95863 at UPMC Cole

1001 East Second Street, Coudersport, PA · UPMC · · NPI 110485184

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 13, 2026

$192.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$320.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$39.09 with Highmark BCBS of PA vs $564.76 with Highmark BCBS of PA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark BCBS of PA Community Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $39.09 ↓ -80%
United Healthcare Medicare $39.48 ↓ -79%
AmeriHealth Caritas Medicare $39.48 ↓ -79%
UPMC Health Plan Managed Medicare $39.48 ↓ -79%
Humana Medicare $39.87 ↓ -79%
AmeriHealth Caritas Medicaid $40.47 ↓ -79%
AmeriHealth Caritas Community HealthChoices (CHC) $40.47 ↓ -79%
UPMC Health Plan Managed Medicaid $40.89 ↓ -79%
Cigna Medicare $41.45 ↓ -78%
PA Health & Wellness Allwell Medicare Advantage DSNP $42.64 ↓ -78%
PA Health & Wellness Medicare Advantage (Allwell by Wellcare) $42.64 ↓ -78%
Aetna Medicare $43.01 ↓ -78%
Aetna CHIP/Medicaid $44.62 ↓ -77%
Highmark Wholecare (prev Gateway) Medicaid $56.40 ↓ -71%
Geisinger Medicaid $59.07 ↓ -69%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $64.09 ↓ -67%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $72.43 ↓ -62%
United Healthcare Commercial $98.70 ↓ -49%
UPMC Health Plan Commercial $98.70 ↓ -49%
Geisinger Commercial $105.75 ↓ -45%
Multiplan PPO/Auto $112.80 ↓ -41%
Multiplan Worker's Compensation $112.80 ↓ -41%
Galaxy Health Plan Commercial $112.80 ↓ -41%
Humana Commercial $112.80 ↓ -41%
InterGroup PPO $112.80 ↓ -41%
Aetna Commercial $115.62 ↓ -40%
BCBS of Western NY Medicare Advantage $217.94 ↑ +14%
UPMC Work Partners Workers Comp $365.45 ↑ +90%
UPMC Health Plan CHIP $369.60 ↑ +93%
Highmark BCBS of PA Managed Care - Social Mission $463.80 ↑ +142%
Highmark BCBS of PA Commercial - Social Mission Indemnity $463.80 ↑ +142%
Highmark BCBS of PA Managed Care $564.76 ↑ +194%
Highmark BCBS of PA Commercial - Indemnity $564.76 ↑ +194%

Visitor-reported prices

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Emg 3 ext w-w/o paraspinal area 95863 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Carlisle Carlisle $270.60 $32.75 – $383.35
UPMC Community Osteopathic Harrisburg $270.60 $32.75 – $387.40
UPMC Hanover Hanover $270.60 $32.75 – $387.40
UPMC Lititz Lititz $270.60 $32.75 – $382.45
UPMC Magee Pittsburgh $357.00 $46.75 – $392.67
UPMC Memorial York $270.60 $32.75 – $387.40
UPMC Mercy Pittsburgh $447.00 $46.75 – $398.08
UPMC Presbyterian Pittsburgh $1,000.20 $30.00 – $462.88

All Pennsylvania hospitals for this procedure →