CT thoracic spine w/contrast at UPMC Cole
1001 East Second Street, Coudersport, PA · UPMC · · NPI 110485184
$897.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$1,496.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$151.25 with Aetna vs $1,279.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | CHIP/Medicaid | $151.25 | ↓ -83% |
| BCBS of Western NY | Medicare Advantage | $195.83 | ↓ -78% |
| Geisinger | Medicaid | $200.22 | ↓ -78% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $217.23 | ↓ -76% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $245.49 | ↓ -73% |
| Aetna | Commercial | $355.95 | ↓ -60% |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $414.69 | ↓ -54% |
| AmeriHealth Caritas | Medicare | $418.88 | ↓ -53% |
| United Healthcare | Medicare | $418.88 | ↓ -53% |
| UPMC Health Plan | Managed Medicare | $418.88 | ↓ -53% |
| Humana | Medicare | $423.07 | ↓ -53% |
| AmeriHealth Caritas | Medicaid | $429.35 | ↓ -52% |
| AmeriHealth Caritas | Community HealthChoices (CHC) | $429.35 | ↓ -52% |
| UPMC Health Plan | Managed Medicaid | $433.84 | ↓ -52% |
| Cigna | Medicare | $439.82 | ↓ -51% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP | $452.39 | ↓ -50% |
| PA Health & Wellness | Medicare Advantage (Allwell by Wellcare) | $452.39 | ↓ -50% |
| Aetna | Medicare | $456.28 | ↓ -49% |
| Highmark Wholecare (prev Gateway) | Medicaid | $598.40 | ↓ -33% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $637.33 | ↓ -29% |
| Highmark BCBS of PA | Managed Care - Social Mission | $637.33 | ↓ -29% |
| UPMC Work Partners | Workers Comp | $744.90 | ↓ -17% |
| Highmark BCBS of PA | Managed Care | $776.08 | ↓ -14% |
| Highmark BCBS of PA | Commercial - Indemnity | $776.08 | ↓ -14% |
| UPMC Health Plan | Commercial | $1,047.20 | ↑ +17% |
| Geisinger | Commercial | $1,122.00 | ↑ +25% |
| UPMC Health Plan | CHIP | $1,195.60 | ↑ +33% |
| InterGroup | PPO | $1,196.80 | ↑ +33% |
| Humana | Commercial | $1,196.80 | ↑ +33% |
| Galaxy Health Plan | Commercial | $1,196.80 | ↑ +33% |
| Multiplan | Worker's Compensation | $1,196.80 | ↑ +33% |
| Multiplan | PPO/Auto | $1,196.80 | ↑ +33% |
| United Healthcare | Commercial | $1,279.00 | ↑ +42% |
Visitor-reported prices
Comments
CT thoracic spine w/contrast at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $1,405.80 | $87.50 – $1,874.40 |
| UPMC Bedford | Everett | $2,213.40 | $61.23 – $3,320.10 |
| UPMC Carlisle | Carlisle | $1,424.40 | $114.62 – $2,017.90 |
| UPMC Community Osteopathic | Harrisburg | $1,424.40 | $114.62 – $2,017.90 |
| UPMC East | Monroeville | $2,917.20 | $158.46 – $3,889.60 |
| UPMC Hamot | Erie | $2,052.60 | $140.66 – $814.85 |
| UPMC Northwest | Seneca | $1,636.80 | $153.92 – $756.11 |
| UPMC Hanover | Hanover | $1,424.40 | $114.62 – $791.28 |