Cast sup sht arm splnt ped f at UPMC Cole

1001 East Second Street, Coudersport, PA · UPMC · · NPI 110485184

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 13, 2026

$16.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$27.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.50 with BCBS of Western NY vs $52.01 with Highmark BCBS of PA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS of Western NY Medicare Advantage $6.50 ↓ -60%
Highmark BCBS of PA Community Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $7.48 ↓ -54%
United Healthcare Medicare $7.56 ↓ -53%
UPMC Health Plan Managed Medicare $7.56 ↓ -53%
AmeriHealth Caritas Medicare $7.56 ↓ -53%
Humana Medicare $7.64 ↓ -53%
AmeriHealth Caritas Community HealthChoices (CHC) $7.75 ↓ -52%
AmeriHealth Caritas Medicaid $7.75 ↓ -52%
UPMC Health Plan Managed Medicaid $7.83 ↓ -52%
Cigna Medicare $7.94 ↓ -51%
PA Health & Wellness Allwell Medicare Advantage DSNP $8.16 ↓ -50%
PA Health & Wellness Medicare Advantage (Allwell by Wellcare) $8.16 ↓ -50%
Aetna Medicare $8.23 ↓ -49%
Highmark Wholecare (prev Gateway) Medicaid $10.80 ↓ -33%
United Healthcare Commercial $14.85 ↓ -8%
Geisinger Medicaid $14.85 ↓ -8%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $14.85 ↓ -8%
UPMC Health Plan Commercial $18.90 ↑ +17%
Geisinger Commercial $20.25 ↑ +25%
InterGroup PPO $21.60 ↑ +33%
Humana Commercial $21.60 ↑ +33%
Galaxy Health Plan Commercial $21.60 ↑ +33%
Multiplan Worker's Compensation $21.60 ↑ +33%
Multiplan PPO/Auto $21.60 ↑ +33%
Aetna Commercial $22.14 ↑ +37%
UPMC Health Plan CHIP $24.92 ↑ +54%
Highmark BCBS of PA Commercial - Social Mission Indemnity $42.71 ↑ +164%
Highmark BCBS of PA Managed Care - Social Mission $42.71 ↑ +164%
Highmark BCBS of PA Commercial - Indemnity $52.01 ↑ +221%
Highmark BCBS of PA Managed Care $52.01 ↑ +221%
UPMC Work Partners Workers Comp not published by hospital

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