Benign lesion paring 4+ at UPMC Cole
1001 East Second Street, Coudersport, PA · UPMC · · NPI 110485184
$210.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$351.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$13.58 with Highmark BCBS of PA vs $2,094.25 with BCBS of Western NY — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark BCBS of PA | Community Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $13.58 | ↓ -94% |
| United Healthcare | Medicare | $13.72 | ↓ -93% |
| AmeriHealth Caritas | Medicare | $13.72 | ↓ -93% |
| UPMC Health Plan | Managed Medicare | $13.72 | ↓ -93% |
| Humana | Medicare | $13.86 | ↓ -93% |
| AmeriHealth Caritas | Community HealthChoices (CHC) | $14.06 | ↓ -93% |
| AmeriHealth Caritas | Medicaid | $14.06 | ↓ -93% |
| UPMC Health Plan | Managed Medicaid | $14.21 | ↓ -93% |
| Cigna | Medicare | $14.41 | ↓ -93% |
| PA Health & Wellness | Medicare Advantage (Allwell by Wellcare) | $14.82 | ↓ -93% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP | $14.82 | ↓ -93% |
| Aetna | Medicare | $14.95 | ↓ -93% |
| Highmark Wholecare (prev Gateway) | Medicaid | $19.60 | ↓ -91% |
| UPMC Health Plan | Commercial | $34.30 | ↓ -84% |
| Geisinger | Commercial | $36.75 | ↓ -83% |
| InterGroup | PPO | $39.20 | ↓ -81% |
| Humana | Commercial | $39.20 | ↓ -81% |
| Galaxy Health Plan | Commercial | $39.20 | ↓ -81% |
| Multiplan | Worker's Compensation | $39.20 | ↓ -81% |
| Multiplan | PPO/Auto | $39.20 | ↓ -81% |
| Aetna | Commercial | $40.18 | ↓ -81% |
| Aetna | CHIP/Medicaid | $40.89 | ↓ -81% |
| Geisinger | Medicaid | $54.12 | ↓ -74% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $58.72 | ↓ -72% |
| UPMC Work Partners | Workers Comp | $62.29 | ↓ -70% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $66.36 | ↓ -68% |
| Highmark BCBS of PA | Managed Care - Social Mission | $392.66 | ↑ +86% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $392.66 | ↑ +86% |
| UPMC Health Plan | CHIP | $420.50 | ↑ +100% |
| Highmark BCBS of PA | Managed Care | $478.16 | ↑ +127% |
| Highmark BCBS of PA | Commercial - Indemnity | $478.16 | ↑ +127% |
| BCBS of Western NY | Medicare Advantage | $2,094.25 | ↑ +894% |
| United Healthcare | Commercial | not published by hospital | — |
Visitor-reported prices
Comments
Benign lesion paring 4+ at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $671.40 | $38.94 – $895.20 |
| UPMC Carlisle | Carlisle | $435.60 | $49.45 – $1,016.56 |
| UPMC Community Osteopathic | Harrisburg | $435.60 | $49.45 – $1,016.56 |
| UPMC Hanover | Hanover | $435.60 | $49.45 – $1,016.56 |
| UPMC Jameson | New Castle | $479.40 | $42.83 – $892.40 |
| UPMC Kane | Kane | $141.00 | $42.83 – $373.29 |
| UPMC Lititz | Lititz | $435.60 | $49.45 – $1,016.56 |
| UPMC McKeesport | Mckeesport | $436.20 | $42.83 – $208.38 |